📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

NSK: MAY the Odds Be Ever In Your Favour!!!

1232426282975

Comments

  • MagicCat
    MagicCat Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Good morning tributes.

    Hope you are all well - sorry to hear you've had some difficult news Shyspender, take care of yourself.

    SiannieLaz - great news about the plants, that sounds a brilliant selection, hope you get them in OK.

    I think my jabberjay technique with MIL will take some practice, but I'm at least not running over and over things she said in my head, which I usually do - which is lucky for all of you, as I usually describe the conversations in great detail to anyone who's willing to listen, which must be v boring for them - suspect everyone in work will find me v quiet today.

    So today - nothing very exciting for me, determined to bag another NSD as i have had a lot of spendy days recently. 10 hour work shift and have bought my lunch so should be doable.

    Take care and have a good day all.

    NSD 1/15
    Groceries £38.83/£200

    Birthdays £11.95/£60 (May is a bumper birthday month including my sister and my nan's 90th)
    Petrol £25.04/80
    Personal/toiletries etc £8.05/£10
    Entertainment £6.50/£80 (includes going to nan's 90th party)
    House - £0/£50 (paint for bathroom)
    Mortgage December 2023: TBC

    Credit card debt (extension cost) Dec 2023: £9786

    Fashion on the Ration 2024: 0/66 coupons

    He said not 'Thou shalt not be tempested, thou shalt not be travailed, thou shalt not be dis-eased'; but he said, 'Thou shalt not be overcome.' Julian of Norwich
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning,hope you all had a good Bank Holiday.
    Was going to post last night but started watching the snooker.When I woke up it was the early hours of this morning!
    Another NSD 6/20.
    Made £35 on e b*y £37/£200
    Lost 2lbs.
    Will spend today as need bread. Have to post e b*y items but not counting those as buyer is paying ,is that alright?
    Have a good day,
    ilovetea xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning Tributes

    I am off work again this week and have some difficult decisions to make about work/redundancy which is getting me down:(

    We go on holiday on Friday evening so I have lots to do this week which will keep me busy. Today I am planning to:

    1) clean house top to bottom
    2) walk dog for 1 hour
    3) make soup DH has requested for tea
    4) 3 loads of washing
    5) change bedding
    6) sort out clean laundry, maybe do a bit of ironing (2nd least fave job after washing up!)
    7) spend free day:)
    8) write shopping list for tomorrow's stock up/holiday/party tea shop

    That little lot should keep me out of mischief;)
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all.

    Today will be a SFD, I have already been out on my bike and am about to tackle the ironing pile, later on will be dog walking, cleaning and the school run.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • Mountaingirl
    Mountaingirl Posts: 156 Forumite
    Sorry I forget to check in yesterday evening. I had a very low spend day - managed to get to 5 o'clock before I realised I need to get some sugar to make cake for the week ahead - so just 2 euro for a bag of sugar.
    Today should be a NSD, as the only thing I need to do is pick up my DH's shoes from the menders.
    Later I need to make some blind for our Velux windows so will have to buy some sticky backed velcro at some point so I can attach them to the frames.
    Seriously money saving
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Its official I am rubbish at these challenges.
    Confession time
    Only my 3rd check in- oops on day 6. Hard going at home, with tablet and having left my reading glasses in work.
    Bought clothes at weekend fell in love with a dress and a top - 63 pounds oops.

    Stayed in Monday and dug up all my grass in the garden and shifted half tonne of chippings so a SFD and lots of aching muscles to report. Getting worse as the day goes on, ate healthy well almost this weekend, no cakes, chocolate. Relatives turned up yday afternoon too tired to cook Fish and Chips was the way forward, they treated me tho.


    Actually now managed 2 SFD in total,Bunny needs sawdust so a wee spend today - going to get back on track now.:money:

    Dolly84 Thanks will try the Garnier Fructus stuff out, I need some styling products and it smells nice.

    Magic cat - good idea to have a reasons to be grateful list, sometimes we don't realise how lucky we are.

    Had a lovely weekend, over too quick will have to catch up with you organised bunch on here tonight, too busy in work for peaking even.

    Food - £51.43/£100
    Pets - 18.43/23.00
    House maint -0/75
    Going out 0/50
    Mini Break (next month) pay this month 99.18
    Fuel 0/40 will try walking to work more.

    • SFD - 2/15
    • Exercise -4/16
    • Post daily: 3/31
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    groceries £72/£200
    kitties £8.70/£50 (getting their own budget this month!)
    entertainment £0/£100 (extravagant I know)
    sfds 3/15
    savings £13.28/£500

    Popped into Mr A's yest with DH for some bread rolls and cheese and came out £19 lighter! Including 2 emergency bottles of wine. What emergency has ever required a bottle of wine ??????
  • lotti379
    lotti379 Posts: 787 Forumite
    his_missus wrote: »
    What emergency has ever required a bottle of wine ??????

    Many, many (admittedly minor) emergencies in my experience! :rotfl:
    “Obstacles are those frightful things you see when you take your eyes off your goals.”

    NSD Challenge: August 2017 2/15
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    his_missus wrote: »
    What emergency has ever required a bottle of wine ??????

    Having to spend any amount of time with my sister-in-law :D
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    It's been an ejoyable day :j. Got the food shopping, dentist, PO, chemist and school runs done as planned. Used a sainsbob voucher off a £15 spend and got things I can only get there. Result! And £2.50 more to pay off the mortgage!

    A dear friend came for coffee - I suggested here as she lives so near, it would allow her to be late (!) and I could bake cookies for us, thus saving us both ooodles of pennies. She stayed for over 2 1/2 hours, so we'd have felt obliged to either buy more in a coffee shop, or cut out conversation short. Result. (plus coffee shops are a banned location!)

    Got a toughie workout done which is satisfying.

    And in my quest to seek out where I cause/allow waste, I've just cooked up the cauli and broccoli I bought today. Sometimes they get beyond use quickly, or the stalks get too stalky and end up in food
    recyc.

    Next Tuesday's quest is to spend less on the food shop...
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.