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  • Been looking over the spreadsheet again this weekend and it turns out my interest being charged is now exactly half of what it was at the start.


    When I bought the place 30 months ago I could not have imagined it possible to reduce this burden so dramatically, but the snowballing effect really does make a big difference.


    I just wanted to say thanks for all the support along the way thus far.


    MC
    Initial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038

    Mortgage remaining £68285
    Daily interest £4.28
    2017
    MFW #14 £3746.90/£10,000
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    That's great MC :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Dobbibill
    Dobbibill Posts: 4,199 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Been looking over the spreadsheet again this weekend and it turns out my interest being charged is now exactly half of what it was at the start.

    That's a fantastic achievement and excellent progress. :T
    I just wanted to say thanks for all the support along the way thus far

    It's a 2 way street - we love to show our support and your journey inspires us, so thank you too :D

    DB
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • Really looking forward to my holiday now, just a few more days to go.


    Picked a good time to go away to a Eurozone country (its not Greece), and am hoping to get a very MFW exchange rate of around one beer to the pound :D


    MC
    Initial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038

    Mortgage remaining £68285
    Daily interest £4.28
    2017
    MFW #14 £3746.90/£10,000
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Really looking forward to my holiday now, just a few more days to go.


    Picked a good time to go away to a Eurozone country (its not Greece), and am hoping to get a very MFW exchange rate of around one beer to the pound :D


    MC
    Not far off one beer and a tapa to the pound here :T.

    Have a great time :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • I'm Back!!!!


    MC
    Initial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038

    Mortgage remaining £68285
    Daily interest £4.28
    2017
    MFW #14 £3746.90/£10,000
  • Dobbibill
    Dobbibill Posts: 4,199 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hope you enjoyed your hollibobs MC and welcome back ;)
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • It was a great break, thanks. Most required.


    House currently contains a big pile of dirty clothes but no food.


    MC
    Initial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038

    Mortgage remaining £68285
    Daily interest £4.28
    2017
    MFW #14 £3746.90/£10,000
  • BookWorm
    BookWorm Posts: 2,511 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Welcome back MC

    Re: washing - that's a definite downside to holidays... but oh so worth it! ;)
  • Sorry for the lack of activity, just about caught up with life.
    Tried to have a spend free week after the excesses of holiday, but at least I get paid next week. Managed to be pretty frugal other than one lunch out to celebrate a colleagues promotion.


    Not long till I dust off the mortgage spreadsheet again :)


    MC
    Initial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038

    Mortgage remaining £68285
    Daily interest £4.28
    2017
    MFW #14 £3746.90/£10,000
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