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The Big Adventure

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 28 June 2016 at 1:40PM
    AlexLK wrote: »
    Darpett, I agree. However, IMO the government should have had a plan for brexit. It seems at the moment they are trying to bury their heads in the sand and hope it all blows over.
    There is a plan. May not be much of one but it seems to be working - anyone seen Boris?
    fetal1.jpg

    AlexLK wrote: »
    I'll probably get lynched on here for admitting to this but I voted to leave. It was not a choice made lightly though I was undecided before the day. To cut a long story short, I think there are too many petty laws and regulations. Whilst I don't entirely lay the blame for this on the EU, I think it does push significant amounts of absolute nonsense legislative measures onto its member states. My other reason was a purely selfish one related to a belief the EU will someday take measures to restrict the usage of classic cars. Before anyone asks, I have no problem with immigration, am a graduate with post graduate qualifications, attended fee paying schools and am not old enough to have retired. So hardly the disenfranchised, elderly, Labour supporting, poverty stricken, working class racist the media would like to portray every "leaver" to be. Mind, I am a bit Northern. ;)
    Why would you get lynched? You looked at the facts as you saw them - as opposed to falling for the £350 million a week statement - then took into account how it could affect you personally. I did the same but voted to stay - and I'm a so-called 'elderly' so I don't fit the bill either - oh and I'm a bit Northern as well :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Darpett
    Darpett Posts: 71 Forumite
    Part of the Furniture 10 Posts
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    ]
    Watty1 wrote: »
    Sincerely hope it is not a done deal and that the pound picks up soon. This isn't good for my business.
    Never mind the general economy - the Watty economy might suffer :(


    Everything is so volatile, and the markets are all over the place. It's worrying and stressful , especially if you are going to be directly affected
    Karmacat wrote: »
    Yep, I'm getting really concerned about the financial situation - but I think an hour each way walking for the service is very impressive, Goldie, that stands out more :rotfl:


    A couple of years ago we'd have never even thought of walking - but we had two cars so we didn't need to. But even so, without a second car, we'd have got the bus. I've found my smart phone helpful for planning walking routes as it gives an estimated time and distance, so it's easier to know if the walk is do-able
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Darpett wrote: »
    The financial stuff is really just froth at the minute. The value of the pound and the credit ratings agency are just indicators that we are not as good a risk and were pretty much expected. Basically we went from being in a senior management role in a business consortium to saying we want to go on a consultancy basis with this business base because the majority believe it will be better for us. All we need is a business plan....

    The details of the business plan will be when any real indication of the markets show through. In the meantime any rumours or assumptions will cause wobbles and then after a while trading in our new role the markets will have actual results to base themselves on. There will be highs, there will be lows. It could be worse, it may be better.

    Personally I voted to remain due to the lack of the business plan rather than any great affinity to the EU but now want to crack on to leave as soon as possible. I hope the more quickly we get plans firmed up the sooner we get stability and knowing what the exchange rate is, the business trading requirements etc, whether for the better or not for you, can at least help you plan your business accordingly.

    Either way I hope you can ride out the storm - good luck in your ventures :)
    Darpett wrote: »
    Hi Alex, I absolutely agree about having a good business plan which is why I voted remain as I did not want any kind of pain (for anyone, not just me), short or not, for a possible but not yet negotiated gain.

    In the meantime I hope small businesses have the resilience to see it through. I also hope some of the less pleasant undercurrents that have been brought to the surface are quickly dealt with as in my multicultural workplace there is a real sense that people are worried about how they are perceived and if they are even wanted.

    On a more selfish note I want it decided so I can try to decide whether to increase my OP's, my investments or my savings :) I suspect I may be waiting some time....


    If there's one thing the markets don't like it's uncertainty, so this state of flux we find ourselves in is only to be expected
    I also think they need to crack on and clarify the way ahead, so people 'know where they are', and feel they can plan properly


    My own selfish note is that I was hoping to amalgamate Mr Goldie's remaining pension pots in to a SIPP. I was busy working out what balance of investments to select. But now I feel the need to wait and see for a while.
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    AlexLK wrote: »
    Darpett, I agree. However, IMO the government should have had a plan for brexit. It seems at the moment they are trying to bury their heads in the sand and hope it all blows over. As for the internal party fights, I reckon that's causing just as much harm to the markets as the actual vote to leave did. :(

    I'll probably get lynched on here for admitting to this but I voted to leave. It was not a choice made lightly though I was undecided before the day. To cut a long story short, I think there are too many petty laws and regulations. Whilst I don't entirely lay the blame for this on the EU, I think it does push significant amounts of absolute nonsense legislative measures onto its member states. My other reason was a purely selfish one related to a belief the EU will someday take measures to restrict the usage of classic cars. Before anyone asks, I have no problem with immigration, am a graduate with post graduate qualifications, attended fee paying schools and am not old enough to have retired. So hardly the disenfranchised, elderly, Labour supporting, poverty stricken, working class racist the media would like to portray every "leaver" to be. Mind, I am a bit Northern. ;)


    There's no way I allow lynching on my thread!!


    It's clear you have thought about your reasons for voting the way you did, and I respect that.


    Statistically you'd be a Remainer, being young and educated, so I like it when stereotypes are confounded


    I should be a Leaver, being er....older, and living in Kent, which is a UKIP hotbed, but as you know I am Pro-Remain.


    Suddenly, being Remain or Leave is the new cultural definition - nothing else seems to matter at the moment
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    In real life news, I have an Openreach engineer booked for 6th July for my internet problem, although it seems stable today


    Stir fry for dinner as we are Christening the wok!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Darpett wrote: »
    To be honest I don't think either side behaved well. That being said it is not really the place of those that wanted to remain to foist their plan of how to leave and when to leave on the leave campaign as there seems to be some differences of opinion that need to be worked on between the various leave camps.

    I appreciate YOU may not mind mid term pain as you have a safety cushion, and I won't be affected in the first instance but for many it could be sufficient to do damage to their business/pensions/job security so I can see why they are concerned and want stability.

    Still, it would appear we live in 'interesting times' so I am taking it all with a pinch of salt and watching the circus :)

    If no one ever took a risk and went for the "stable" option everytime we'd never get anywhere. Leaving the EU is a golden opportunity to reform our legal system and create a freer legislative system which could be of economic benefit in the long run. However, I wasn't impressed with either campaign, both traded on the fears of the general public.

    To be honest, there are an awful lot of things one can choose to invest in, as well as foreign markets and currencies. With decent advice I think people should be OK. :)
    gallygirl wrote: »
    There is a plan. May not be much of one but it seems to be working - anyone seen Boris?
    fetal1.jpg



    Why would you get lynched? You looked at the facts as you saw them - as opposed to falling for the £350 million a week statement - then took into account how it could affect you personally. I did the same but voted to stay - and I'm a so-called 'elderly' so I don't fit the bill either - oh and I'm a bit Northern as well :rotfl:.

    :rotfl: I'd not even heard about the £350 million per week until AFTER the results came in.
    Goldiegirl wrote: »
    There's no way I allow lynching on my thread!!

    It's clear you have thought about your reasons for voting the way you did, and I respect that.

    Statistically you'd be a Remainer, being young and educated, so I like it when stereotypes are confounded

    I should be a Leaver, being er....older, and living in Kent, which is a UKIP hotbed, but as you know I am Pro-Remain.

    Suddenly, being Remain or Leave is the new cultural definition - nothing else seems to matter at the moment

    Thanks Goldie. :)

    Lies, damn lies and statistics, eh? ;)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hi Goldie

    I knew we could count on you to be calming, non-judgemental and the voice of reason!

    I voted remain as I know how it is going to affect us at work in the short-mid term (and I am right so far). I respect what other people have voted especially if they have bothered to examine the facts - it's a personal decision after all. But we all need to rise above the definition of 'leave' or 'remain' and work together.

    Your point about the government needing to show a clear path as to what's going to happen really must happen soon - but I am doubtful it will - I see instability in the markets for a while due to this.

    But I don't want to harp on about it. What will be will be and I am sure that we on the MFW forum will support each other whatever might happen (maybe the government should take a leaf out of our book!).

    Extra payments on the mortgage will really be my top priority next year to put us in a better position no matter what the economy does in the next few years.

    We had stir fry for dinner last night! How did yours go?

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Hi Goldie

    I knew we could count on you to be calming, non-judgemental and the voice of reason!

    I voted remain as I know how it is going to affect us at work in the short-mid term (and I am right so far). I respect what other people have voted especially if they have bothered to examine the facts - it's a personal decision after all. But we all need to rise above the definition of 'leave' or 'remain' and work together.

    :T:T:T

    I absolutely agree with this. :) Blaming one side (or the other) whilst choosing not to work towards a viable solution is petty and doesn't help anyone. Funnily enough, I almost voted to remain because I wasn't sure I could trust our government to handle a vote to leave in a pragmatic fashion. Sad really when the people running our country cannot be trusted and would rather be arguing amongst themselves. :mad:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    AlexLK wrote: »
    :T:T:T

    I absolutely agree with this. :) Blaming one side (or the other) whilst choosing not to work towards a viable solution is petty and doesn't help anyone. Funnily enough, I almost voted to remain because I wasn't sure I could trust our government to handle a vote to leave in a pragmatic fashion. Sad really when the people running our country cannot be trusted and would rather be arguing amongst themselves. :mad:

    I absolutely agree with you too :rotfl:

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
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