📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

NSK; The April Power Shower.

Options
1121315171861

Comments

  • hello all!

    Only clocked up 1 NSD unfortunately so far - a bit scuppered as I've had to go to the hospital because they are a bit unsure about something so I had to go and get it check out :(

    so it's kinda put me off the whole NSD path - OH bought me reduced price roses and chocolate for being brave during my hospital visit!! so that destroyed a NSD!!

    Nearly at my debt payment target - just 1 major payment to make! :D

    Freezer spag bol for supper tonight - which I am very happy about, and back on the debt-busting wagon after my slip-up!

    PS - OH lost his job on wednesday! yay!!!!!!!!! (not) :mad::mad::mad:

    hope everyone else is good? and it is so great reading everyone elses's reasons for getting in debt - everyone says its because we all buy fancy sports cars and fritter money but the reality is - that's so not true, there are so many factors and I just want to give everyone a big hug :grouphug:

    xxxxx
    Debts @ LBM (May 2013): £25,250.27 | Debt Free: May 2015 :j:j
  • shyspender
    shyspender Posts: 352 Forumite
    Part of the Furniture Debt-free and Proud!
    Quick post as I'm not in a great mood today.

    First NSD of the month.

    Car is still at the garage. They attempted to make out like it wasn't their fault. Wasn't taking that at all.

    Could have done with being at work today!
    Feb NST #4
    Food £16.55/£200, Fuel £0/£250, Ents £17.47/£180, General £4/£100, SFD 8/15, LTW 11/16
    Debt Free Date Friday 29th March 2014 :j
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    evening all

    got most of my tasks done but only had a swim at the gym and got a headache so not gone salsa :(

    british gas survey booked so need to go and declutter loft at the weekend. will sort it but leave it up there as want it to look bad so i can try and get the £150 to clear it (mse email seems to suggest you get it whether you pay someone or not). need to inspect, photograph and measure floorboards to get an idea of what i can sell them for and measure the spare door as if it doesnt fit the doorway can get rid of that as well.

    did weekly shop at tesco express as only needed 5 items and could walk there. killed me to pay £1.14 for yoghurt though when its 45p in aldi :eek: but still saved as didnt need to use car. means i can now have sfd tomorrow :)
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I was wondering - for those who are now debt free - how did it feel to begin with? Did you feel guilty for buying things, after having had to go for so long without...? Does your quality of life improve? Do the debt worries just get replaced with something else, or do you genuinely feel like a weight has been lifted...?

    i have only been debt free for a week so i am in the 'woohoo im debt free, can buy whatever i want stage'!! :naughty: hence my holiday booking yesterday :o

    it feels great to not have it but im also a bit worried about going back into debt again as need to get a new lodger (sure there will be no problem but still a bit worried). will be much more relieved when thats sorted :)
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • SiannieLaz
    SiannieLaz Posts: 275 Forumite
    Evening All,


    Not SFD for me today, drove to A*da as according to comparison site, they had the cat food I get much cheaper. They don't!! What an awful shop, nothing I normally buy was cheaper, and instead of just walking out and heading back to aldini and Mr T, I stayed and shopped and spent £43.80. I only got basics! It was a 20 min drive there and back so all in all a lesson learnt. I should have made the effort and come back rather than just thinking 'I can't be bothered to turn round and go to another shop'.


    Took DD to get her feet measured and she's grown! No other part of her has! So that was another £28 on shoes :( Also bought her some t-shirts (£7) and some sunglasses (£3.50). Feel stupid now, after writing it down!


    Got the renewal for my cats insurance today, it's gone up to £72 per month :( Called them and got it down to £61 (what it is now) but due to their age (14) they wouldn't go any lower and I can't get them insured anywhere else. Am in two minds whether to cancel it or not, part of me knows I can't afford it, but if they get ill, I can't afford that either. I really don't know what to do for the best :(


    Went out early to collect Avon brochures, visited 40 houses, got only 3 brochures back and they said they didn't want them again. I get the distinct feeling this is going to be a long, hard slog to just break even! But hey ho, I'll keep plugging away for a while longer yet.


    So totals now:
    1/15 SFD
    £54.12/£100 food budget
    5/30 items decluttered
    2/18 Exercise 3x weekly
    3/31 Meal plan and eat 3 times a day
    £0/£3 food bank
    Get all paperwork organised
    All a/c I do for others up to date
    3/31 Keep the flat looking straight, not the current 'a bomb's just gone off' look
    3/31 Update my budget spreadsheet daily
    3/31 NO TV


    Have a great eve all, and happy Friday for tmrw xxx

    Debt as at Feb 14: £2272.40
    DFW Nerd no. 1024
    June Overhaul #26
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Spend free day and have done 3 x 15 minutes of attacking the festering swamp that is my house. The second bout - sweeping the bathroom floor (plaster/paint assorted detritus) with a hand brush and then cleaning the bath and sink using the now established method of holding onto/ propping myself up on the bath/sink/ cupboard with one hand and spraying/ wiping with the other (at one point my left arm made a rigid L shape resting on my slightly bent knees - nothing else in holding distance). This left me with aching knees and buttocks, shaking all over like I'd just completed a Jane Fonda workout - and not an inch of lycra in sight. mind you I'd have more luck fashioning an exercise outfit from a passing dirigible.

    Several hours have passed and I've just pegged out 2 loads of washing (in the dark and the rain) and mopped the bathroom (but left the little drawers where they were instead of removing everything from the room).

    May be returning to the doctor's on Monday - I am massively improved but would like advice on what/ how much I should be doing now - passed on the painting again (all of ten minutes work).

    So I have a song/ mantra for the month
    http://www.youtube.com/watch?v=d-diB65scQU
    Fortunately it takes very little to make me happy. Not sure about the power shower - it just reminds me about the shower rail (been trying to get rust spots off it for the past couple of months and had an earlier attempt in Summer, but a replacement will cost £150 :eek:so will just keep trying).
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • £ashcow
    £ashcow Posts: 55 Forumite
    Hi all
    Really quick check in tonight to confess spendy day due to delicious deli sandwich at lunch . . . this is a fail on three counts 1) no sfd. 2) took ltw but didn't eat it. 3) bang goes the diet again.:(:(
    I am now sloping off to bed hanging my head in shame :o
    Night
    April power shower #16 SFD 4/15 Food 185.59/280 Petrol 50/100 Lunches 4/10 Outings 0/300 De-clutter 1/15 FB 0/3 Exercise 0/8 Weight loss 2lbs/7lbs ME time 9/30hrs

    CC 2918.37 2144.17 1647.14 DFD 31ST MAY 2014
  • Quick check in with sfd 1 :)
    Total debt - £16,687.86 approx. - Paid so far - £13,156.30 - £350. a month to DMP - DFD 17/01/2019 But I WILL make it sooner!!
  • Mountaingirl
    Mountaingirl Posts: 156 Forumite
    checking in with a spend day, but a really good use of my money - I helped with getting a nearly new sale set up and bagged a load of super summer clothes for my daughter. She'll only need a couple of pairs of shorts and a skirt or two now which will save me loads of money. I am very pleased.
    Otherwise I didn't spend anything and have made a list of all the food we have in so I can plan out my meals for the next week.
    Seriously money saving
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good evening.
    Another NSD making 3/20.
    20 items now on [EMAIL="e-b@y"]e-b@y[/EMAIL]
    Made veg curry with the odds and ends of veg in the fridge,enough for 4 portions.
    Started a cross stitch card as my stash is slowly taking over the flat.If I start making my own cards I shouldn't have to buy any.
    That's it really.Quite an uneventful day.
    ilovetea xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.