Pruhealth gym loophole Article Discussion

Quentin

You can get pruhealth direct by visiting their website.

Go via quidco for £35 cashback.

StuHolmes

Chris_h wrote: »

I am looking for private medical insurance and also critical illness insurance and have some questions.......

- Is it possible to take out Pruhealth / pruprotect directly with the pru, thus removing fees to advisers? I have some time on my hands so I would be happy to do this.
- if not, what are the cheapest and best avenues to consider?
- what other health insurance plans are worth considering (my BUPA cover is about to expire in a few days following a recent redundancy - is it worth me getting a quote from them?)

Thanks in advance
Chris

You can go direct to Pruhealth, but if you go through cashback site you will get some money back! The premiums is the same whichever avenue you go through. I went through TopCashBack but I think both theirs and Quidcos cashbacks are much lower than they used to be. There is also another avenue you could go through (look above :rolleyes: ) which would be more cashback and again the premiums will be exactly the same as direct with PruHealth but much better support!

Chris_h_4

Thanks guys. That is very helpful.

My current intention is to use BUPA as a comparison to see what is available out there, but is there another company I should consider that may currently provide better value?

west12_2

TbH Chris I'd just go straight ahead with Pruhealth. I'd really really highly recommend them, the premiums are competitive and the member incentives are great- ie I pay just £19 now for a Virgin gym which is fantastic and went to Paris on the Euro* for this month for £25 return!

Incidentally the services of PMISpecialist are excellent (satisfied customer here - not at all related to him!)

Happychappy

PMISpecialist wrote: »

Ok, i although i feel i've helped many on here. Your right to a degree and have a valid point, i can concede that much. So lets do this by the book.

I think i have a genuinely good deal here please can you reccomend a board guide? (a really nice one prefferably )

I think PMI Specialist is doing a fantastic job in dispensing advice, I asked advice, he replied ? keep up the good work :j

Waverider_uk

Hey guys, I am a member at Nuffield in Wimbledon and although I go 3+ times a week, I appear to be wasting my money paying over £70 a month when I could make some significant savings through Pru Health.

Has anybody here been an existing member at Cannons/Nuffield and then switched to the Pru Health plan? Is it easy to do and is it a good svaing? Any info you have would be really appreciated

PMISpecialist_2

Waverider_uk wrote: »

Hey guys, I am a member at Nuffield in Wimbledon and although I go 3+ times a week, I appear to be wasting my money paying over £70 a month when I could make some significant savings through Pru Health.

Has anybody here been an existing member at Cannons/Nuffield and then switched to the Pru Health plan? Is it easy to do and is it a good svaing? Any info you have would be really appreciated

Once your platinum your premiums via Pruhealth your gym Nuffield gym membership will be £8 per month AND you get 100% of this years unclaimed premium off next years premium etc AND many other very worthwhile perks and discounts too.

Platinum will take you 6 months to get to unless you:

1. Join with a partner.
2. Have a chronic condition i.e. athsma, diabetes, Hypertension (high blood pressure), hyperlipidaemia (high cholesterol)
3. Are over 40

In which case it will take you 3 months or even less.

I am 32 i have my PMI with Pruhealth i currently pay around £3.46 per month and i get free gym membership with LA Fitness. This has been the same for around the last four or five years.

I will sent you a Private Message so please check your Private message box.

QQuaver

Waverider_uk wrote: »

Hey guys, I am a member at Nuffield in Wimbledon and although I go 3+ times a week, I appear to be wasting my money paying over £70 a month when I could make some significant savings through Pru Health.

Has anybody here been an existing member at Cannons/Nuffield and then switched to the Pru Health plan? Is it easy to do and is it a good svaing? Any info you have would be really appreciated

Are you out of contract?

Waverider_uk

Cheers PMISpecialist, I've replied to your PM

Hey QQuaver, I am in contract at the moment, it is a rolling monthly one.

Wutang_2

Quentin wrote: »

You can get pruhealth direct by visiting their website.

Go via quidco for £35 cashback.

PMISpecialist will also be benefitting from the Broker Vitality points which is another handy reward for self promotion. Bless his good work.