Carrot cake in the oven

liltdiddylilt

Ahoy SS!

I have just cooked your Soup! I went a bit overboard on the lentils. I don't have scales so it's a bit of a guessing game. Usually works for me, and I can chop 4oz of butter/marg out of the tub with my eyes closed but lentils I need to try harder with. So I have a doubled up recipe, with added freeze dried chilli's, some chilli powder, extra cumin etc. It is delicious and there is enough for work for the week (and probably the month... :rotfl:)

Your August list looks very daunting. Mine is very much a 'buy this/buy that' list so I am studiously ignoring it whilst mentally adding to it. (chopped tomatoes...)

Talking is good for the soul, even when only typed. They say women have a set number of words they need to speak in a day. If we don't get it all out, we start to go a bit crazy. I am a firm believer in this, so I jabber... a LOT. Especially to myself. And plants, cars, roads, carpets, spoons etc...

Right now I think I need to do less talking more sleeping... Work for 3 days will burn my retinas out. I really need to book holiday. I've 9 days left to take. Which if taken correctly equal 33 days off, in 3 sets of 11. Plus the 19 days straight I will get at Christmas. Lovely! But I haven't taken holiday in so long I am really feeling it.

See, more jabber. Sorry!

Night flower, and thanks again for all the recipes!

supersaver1000

Thanks

Glad soup good and it's sooooo easy.

I have a week off in August and things should calm down then. I'm holding out for that.

Definitely agree with the jabber. Lol :rotfl:

Night me dear :)

Ali-OK

supersaver1000 wrote: »

So got home and DD had 'missed' the note about emptying the dishwasher and hanging up the washing.

So she emptied the dishwasher and cooked dinner while I took the rubbish out, watered the garden, hung the washing, washed the bin, fed the cats and washed up.

Dinner was delicious so will wash up and get the washing in shortly before hitting the sack early.

Running day tomorrow and I want to do a few chores in the evening.

:rotfl:

Can I borrow her? I'm starting to take clean dishes out of the dishwasher for each meal...just not had chance to empty it in one go and now there's more dirty dishes to go in, than clean ones to come out :rotfl:

Bet INOD will have course ideas SS.

I update sig when the payment goes out of my account - keep it inline with my budget spreadsheet and YNAB when I get to completing it and using it

supersaver1000

She is a very good dishwasher unloader I will send her over.

I'll see if INOD drops by soon, and pop over if not. Ta

When you update your signature do you add on the estimated interest for any cards. I know you don't have any now, but if I don't add on the interest the balance reduces by the amount paid but then increases once the statement arrives due to interest charged. I'm confused.

ps. I'm going to add on last months interest (which is what I do now - I guess YNAB may have a solution?)

supersaver1000

Right let's get the withering on and jabbering started.

Well yesterday I heard my post-grad application was turned down

I'm actually slightly relieved.

Sadly the deadline for my second choice was 2 weeks ago, so begging phone call later today .... :money:

Just updated signature and now under £21k total net debt. More to add at the start of the month. Still seems a lot but not so long ago it would have been nearer £40k :eek: am looking forward to seeing it under £20k soon and I'm fairly close to a positive balance sheet.

Had a few :eek::eek: moments yesterday, worried for future (what have I done :eek:), but managed to stay fairly much positive and look forward to new opportunities.

I have a year to learn a lot, gain a qualification and start afresh. Well 11 months now. One positive is my contract ending at the start of the school hols :T. (Not the ending bit of course but it being right at start of the hols)

Right off to enjoy a cup of char before work

Have a great day all :wave:

in_need_of_direction

Course wise what you need to do is work out what you want to end up with and then work back. For me, when starting out I didn't want to commit to anything in excess of two years and wanted a free standing qualification. I also wanted something that would give me exemptions if I started a subsequent stage but that wasn't too narrow in case I needed to change direction. Which I did! A few times! You might also want to do some perusal of ads for jobs you would aspire to and identify what the desirables are currently. This may steer you in picking certain modules if you go a modular route. Hopefully this isn't too confusing but shout for clarifications, etc. also, for me, cpd is all about a minimum number of hours continuing professional development that I need to do to keep prof body membership. Not sure if it has a broader meaning. Btw, what would be the chances of your employer assisting? Even if it's just by paying and reclaiming from your salary, you'd reduce the amount of tax you pay which is always good.

Re payments, I update my sig as soon as I make a transfer. Two reasons, I'm paranoid and like to use the desktop for transfers and updating sig is easy on that. Other reason is that I hate having to add on the interest so I do my best to minimise that. I'd just go with whatever is most motivating for you.

giblet1979

Hey ss,

Great advice from everyone as always. I'm not sure I have much to add to it (if anything). I have spent more of my life in study than out of it, and have always found that if you can pick your modules, have an idea what you want to get out of it, and ensure that it is relevant to the kind of jobs you would want (or at least easily transferable or allow for some private work either on the side, or as a back up) then there are a lot of things that could be relevant. I'm shocking on financial things, so can't really advise there. I know a friend did AAT (sp?) at night school?

I think what INOD said about employer supported funding is really good. My masters was part funded by my employer (as they were one and the same, jammy) and therefore I 'only' paid 1/2 (1 year course over 2 yrs part time whilst working). This was tough but worked well. I was allowed 1/2 day a week in term time to attend lectures, as long as I made up the hours, lol.

Really hope you can find the right thing for you and as INOD said, you can always change if you have options.

Also wanted to say woo hoo to your MSE progress! £20,000 down is amazing! Those pennies really add up x

Oh...I update my loan total either when I make the payment, or at the next time that I check the total i.e. it can go up and down but is more or less accurate. OP's are only applied after the usual payment is taken which is annoying!

supersaver1000

Thanks INOD and Giblet. I've got a bit of a decision to make. There's a leadership course which will lead to level 7 in 2.5 years for £3k and I can pay £100 per month.

Or I can look at OU and I think get a student loan and not pay it back for a while.

You're right I need to look at what I want to do etc, but I need to do something soon. If I'd made up my mind a while ago I'd have it by now.

Thanks all for the info re. adding payments. I'll give it a try re. not estimating interest - I guess that's the true accounting way (unless it's a forecast)

Lilt. Glad the recipes going well - extra chilli sounds delish.

Supersaver (or should I say SuperDave)

ps Scottish Power refund paid yesterday, still waiting for Buymobiles/a1Comms cashback. Should be next week (Aprils cashback!). Will have to claim for September in a few weeks - hope it's not as much hassle.

in_need_of_direction

How long is it since you studied?

supersaver1000

Hi INOD, a few years since I did any professional exams, but I did an AAT bookkeeping online course a couple of years ago and am always doing bits with work - corporate commissioning, statistics, advanced excel etc.

I'd really love to do something in the sciences, but my main aim at the moment is to start working towards a degree level qualification and probably something modular would suit - as after doing something for 4 years and then not finishing the last 1.5 years so I lost it all wasn't a good idea. I wish I'd not aimed so high last time and just done the AAT - at least I would still have each bit and could continue.

x