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Carrot cake in the oven
Comments
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Thank you Greying
:):o::):) So very much.
Well it has been very busy today at Supersaver Heights. We've had the electrician and the boiler man. Plus DH went off late and DD is on school hols.
I had to get up early to try and sort some space in the spare room for the works. I really have to sort it out properly now I have time.
I was ironing in between the electric going off so have nearly finished it all. But have stopped to make some lunch and a batch of Christmas cookies courtesy of part of an old teabags advert some years ago. Cinnamon, mixed spice and ginger nomnomnom.
Just stopped for tea and biscuits with DD and then I'll be off again.
I checked My Scottish Power account and I have overpaid just over £70, hopefully they will just refund me, now I have transferred to Daligas, following all the recent outcry over them not doing that.
I also saw that buymobiles are on twitter so tweeted them about not getting my cashback. They replied that they have escalated my payment and I should receive it within 7 working days. So a week on Wednesday watch this space for receiving £30 plus from them.
I could do with both the £70 and £30 now as I am down to £12.30 after spending £6 on the euro millions tonight. Whoops! I checked free postcode lottery and there was an offer of 6 tickets for the price of 3. I know, I know and I wouldn't normally but I thought that was too good an offer to pass up.
I have got an M&S gift card with £8.50 left on it - might be time to dust it off.
Things to do:
Catch up on my lists below.
:TOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Yayy Nectaradpoints back up again (someone fed the meter). Just earned 66 points.
Checked my MBNA card and the interest had reduced this month to under £5 (saving £3), next month is £2, saving £6. Looking forward to paying the final £380 and seeing no interest on that one.OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Book DDs holiday courses
Get up to speed with work things
Catch up with Excel Course and Sage course and then the maths cima one
Washing, tidying and cleaning
Make HM lemon curd
Respond to emails, do paperwork
Look at free barcs ac and TSB accounts x 2 for to move dire rate ISA savings to
Appt with Halifax to change DDs ac
Chalkpainting
Dental appts
Meet colleague for lunch re. SE
So quick financials:
£1 co-op voucher on fiver spend
£70 Scottishpower refund due
£0 on my NHS cashback card
£8.50 on an M&S gift card
£34 due buymobiles cashback (week weds)
£5 Boots advantage
£6.68 nectar points
66 nectar adpoints
2385 Tesco cc points
£14 Tesco cc vouchers
£0 interest due from Santander 123
£0 paypal
£1.77 Quidco + £5.83 confirmed
£0 Topcashback
67 Swagbucks
0 Avios converted to wineOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Great news on adpoints, shall get myself over there soon.
Loving the list, I've got one on paper going, will be on my thread later!
Lunch with colleague re: SE sounds intriguing.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Had a great night out. Lots of wine. DH slightly spoiled it by being in a right mood when he picked me up. I rarely go out so am not happy. :-(OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Great news on adpoints, shall get myself over there soon.
Loving the list, I've got one on paper going, will be on my thread later!
Lunch with colleague re: SE sounds intriguing.
Hopefully will start me on my way :-)OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Financials are looking good ss; even on such a tight budget you're doing brilliant - really sorry to hear about DH tho. Why was he in such a mood? You deserve a night out! Sending hugs xDebt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
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Hi Gib. Im still trying to figure it out, not helped as I've still got wine-flu at the moment. I think it was the Greenshield stamp effect - you know the last stamp in the book and I cashed out, but soured otherwise good evenings for all of us.
I know he has lots of pressure at work and my job problems haven't helped. However at the moment nothing has changed too much. We went through a spell a while back where I felt I was living on eggshells and I hope this isn't the start of another.
Thanks for the hugs
XOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Hope things pick up with OH. If he's anything like mine questioning would lead to a "fine" or a "nothing's wrong". And they say women are hard to understand!Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Thanks INOD you are so right.OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0
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