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New Lloyds Club current account

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Comments

  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    What are the T&Cs of your mortgage,kindofalgir?
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Ohhh I don't know lol, I will have to dig the paperwork out.
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

     My Debt Free Diary (Link)
  • Smithers37
    Smithers37 Posts: 248 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hey can anyone answer this?

    I have £4900 in my club Lloyds and soon to have about £1350 paid in. If I go over the £5000 limit, will I simply earn nothing in interest or will I earn 4% of the £5000 and nothing on the rest?
    "Always fulfil your needs, only fulfil your wants when your needs are no longer a concern" - citricsquid
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Smithers37 wrote: »
    ...will I earn 4% of the £5000 and nothing on the rest?
    Yes (but it's actually 3.93%, not 4%).
  • nanjo
    nanjo Posts: 199 Forumite
    Hi all, can i and wife open a club a/c each in sole name, a joint club a/c , all of them on line or do they have to be done in branch?
    thanks
  • td_007
    td_007 Posts: 1,212 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Need to go into branch for joint account
  • paul_liverpoolfc
    paul_liverpoolfc Posts: 52 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 31 May 2014 at 2:33AM
    I was wondering if someone could help.

    I seem to have got in a pickle with moving my Vantage account over to a Club Lloyds account.

    I'm sure I clicked the 'upgrade account' link next to my Vantage account in internet banking but when I submitted the form containing my old and new account details, I had a Club Lloyds account with nothing in and my Vantage account still intact.

    Have I gone about the process wrong? I don't want two current accounts.

    Thanks.
  • VladDracula
    VladDracula Posts: 24 Forumite
    How many club accounts are you allowed?

    I am sure i read somewhere that you were allowed two, but i have just tried to open a second and not been successful.
  • fireice
    fireice Posts: 120 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    VladDracula wrote: »
    How many club accounts are you allowed?

    I am sure i read somewhere that you were allowed two, but i have just tried to open a second and not been successful.

    2 but 1 has to be joint. I think (correct me if I'm wrong) a joint account can only be opened on the phone or in branch.
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    innovate wrote: »
    Open the two savings accounts TESCO offers. Pull in £1 each into each of these from your Lloyds current account. TESCO will process them as DDs from your Lloyds account.

    Is this correct - don't the DD's need to be to different organisations?
This discussion has been closed.
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