Barclaycard World MasterCard (Ex Egg Money) Being Replaced with Amex + Visa Combo

Chris2000

Ianmc wrote: »

Anybody any idea if this unfair change is legal?

I very much doubt there is anything illegal about it unless you have paid an annual fee in advance. Even then it may be unfair but legal.

The T&C probably allow them to cancel your account completely if they want.

dinnjo

I currently use the Amex 1.25% cashback card with the Barclaycard 1% card for those places that don't take the Amex card. I too have applied for the Amazon card and was accepted in 60 seconds. I'll use the new card to get my £15 and then let it lie dormant until August. This is because when I phoned them they said that I would lose my present cashback (£75) if I closed my account now, before my anniversary date in August.

I spoke to a chap on the sub-continent about all of this and I don't know whether he was being deliberatly obtuse or simply didn't understand. He couldn't seem to get his head around the fact that my present Amex card paying 1.25% was better then the Barclaycard/Amex 1% and that the Amazon 2/1% (albeit in vouchers) was better than the Barclaycard Visa 0.5%

Biggles

dinnjo wrote: »

I too have applied for the Amazon card and was accepted in 60 seconds.

Same here, but it looks like they've pulled it this afternoon, the 'Loyalty points rules' now only show 1% and ½% instead of 2% and 1%.

I'll use the new card to get my £15

Is this something else that's been pulled? I can't see any reference to a £15 bonus on the site linked to; maybe it'll be in the letter?

Joe_Bloggs

I will persist as a zero interest user. I intend to take the £15 bonus plus my existing earned cash back. After that, a zero purchase user unless for emergencies/ tile grouting.
The BWMC concept was much appreciated and well run.
J_B.

Sarah7

Doshwaster wrote: »

That's odd. I've never had a problem getting a credit card before but the Amazon site said they would give me a decision "within 2 weeks."

They can only give an instant decision during office hours - it says:

Please note that if you have applied outside the hours of 9am - 5pm Monday to Friday, we are unable to give you an instant decision and therefore you should expect to hear from us in under 2 weeks.

Froggitt

Biggles wrote: »

Same here, but it looks like they've pulled it this afternoon, the 'Loyalty points rules' now only show 1% and ½% instead of 2% and 1%.

Oh no.............

neptcury

Still showing 2% & 1% here


amazon.co.uk/gp/cobrandcard/marketing.html

apt

Ianmc wrote: »

I too have recieved the letter and complained to Barclaycard that this is unfair. The fact that they won't offer a like for like replacement rather than can't is unfair. I am also concidering taking this to the regulator as a breach of T&C for my current casback deal. Anybody any idea if this unfair change is legal?

Why wouldn't it be legal? Arrangement like cashback can be changed providing notice is given. The 1% from the old Egg money days has lasted a remarkably long time.

pairoffives

Biggles wrote: »

Same here, but it looks like they've pulled it this afternoon, the 'Loyalty points rules' now only show 1% and ½% instead of 2% and 1%.

Is this something else that's been pulled? I can't see any reference to a £15 bonus on the site linked to; maybe it'll be in the letter?

I've had the Amazon card for a couple of years and only get 0.5%/1%

I too am an original egg customer and have also received the letter. Will take the £15 and then get a new card.

Probs get the virgin one for the bonus miles as I fly with them anyway

planteria

Chris2000 wrote: »

If they migrate cards with an annual fee, I expect they will also have to refund the current year's annual fee. Unless the reduced cashback only takes effect from the next anniversary date.

good point, i like it. for what it's worth, once you can get through to someone in England, i find Barclaycard CS fairly amiable. i can imagine them being prepared to flex on the fee. £24 on the 'High5', i believe.