Barclaycard World MasterCard (Ex Egg Money) Being Replaced with Amex + Visa Combo

planteria

as it stands, the CapOne card looks better to me, though i know they are tight on dishing them out.

http://www.capitalone.co.uk/creditcards/aspire-elite-credit-card.jsf

the market may well look very different by June though. and i will be able to clear my NatWest and Tesco cards by then, and only have 6 card accounts, so maybe i'll be in with a shout:A

planteria

i like the Silver Mastercard logo.. the new Barclaycards look smart too.

just to say too, as mentioned above, Barclays do have form for changing the deal on it's Barclaycard customers. i hope i'm not tempting fate, but Amex seem to generally let a customer stick to their existing terms (and even negotiate them). i think CapitalOne seem to do similar at times too. maybe, actually, longer-term, building good history with Amex is the best game to play anyway. especially with the changes ahead and the impression that great Cashback/Points deals on Mastercard/Visa are going to be unlikely.

newfoundglory

i'd completely forgotten i've got the amex platinum cash back, with 1.25%, on the old no-annual-fee terms. I think that will be a goer from now on. Min £3000/year spend though on the old terms, but that shouldn't be too difficult.

JohnDoe1

Does anyone know what happens about the credit limit on the new cards?

mjr

Froggitt wrote: »

Where are people seeing the 1%/0.5%? Could you post a link please? Its possibly of course that based on your history on Amazon/cookies etc, or even a randomiser, that different people are receiving different offers on that page.

An earlier version of this card was 1%/0.5% a few years ago, but when it went up to 2%/1% I found the landing page still showed the lower rate if I was signed in to Amazon - probably so as not to alert people to the fact they were missing out.

Anyway I called customer services and tried to get them to upgrade my card, which they refused to do (but offered to add a second cardholder so I could generate cashback faster:rotfl:) but they told me (at the time, this was a couple of years ago so may be different now) it was OK to have two accounts at once. So I just applied for the new one and ran the old one just long enough to get the next voucher as I was >50% of the way there and then closed it.

Biggles

Froggitt wrote: »

Where are people seeing the 1%/0.5%? Could you post a link please? Its possibly of course that based on your history on Amazon/cookies etc, or even a randomiser, that different people are receiving different offers on that page.

It's the original link (http://www.amazon.co.uk/gp/cobrandcard/marketing.html). I saw the offer before I was accepted (even though Amazon usually recognises me as logged in), now I only see the standard terms.

My acceptance email, confirming the 2%, has a completely different link to the loyalty points rules, which shows the 2%/1%.

wizk1

[STRIKE]Forgive me for being a little slow here, but what is this £15 credit upon a £300 spend you speak of? I received the migration letter too, but didn't see anything in relation to a £15 credit/compensation/silencer.[/STRIKE]

Never mind, I was being completely blind

planteria

JohnDoe1 wrote: »

Does anyone know what happens about the credit limit on the new cards?

i assume it will remain the same. but how flexible they are with merging onto other accounts etc. will be very interesting.

OverlandLandy

planteria wrote: »

what is the deal with this? you have to spend £300 on the new card & then they'll credit you with £15 as a funny little 5% intro bonus? i wonder why they've bothered:think: Do we have to wait until the annual cashback is paid to collect that?[URL="http://"][/URL]

Nope - Cashback is paid month on month.. so the £300 club will be using it to the penny then ditching once the cashback has come through (or as I suspect... be spending EXACTLY £15 so the next month there is a £0 balance)

OverlandLandy

Sarah7 wrote: »

They can only give an instant decision during office hours - it says:

Err... I applied late at night (around 11pm) and got a Yes in less than 60 Seconds.. Within a minute my new card details had been e mailed for 'Immediate use on Amazon'?