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I WILL be Debt Free!!
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Maybe they are visiting in person to drop off an extra special birthday present!June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
in_need_of_direction wrote: »Maybe they are visiting in person to drop off an extra special birthday present!
:rotfl: No chance!!
His mother has a dentist appointment and they are helping his aunt and uncle with something, so it's just a coincidence that it's near my birthday.
Emz xx0 -
OH and I went to Beefeater for some lunch. I had a voucher for a free birthday meal and I also got £5 off with my Beefeater reward points. OH had a mixed grill and some of the meat was only just warm, so he mentioned it to the waitress. The manager came over and offered us free desserts to apologise (which we gratefully accepted!). So we had 2 mains, desserts and drinks for just over £11. To top it off, we put £1 into the Deal or no Deal machine on the way out and managed to win £2 back

Also got a couple of freebies through the post - my Scholl foot pedi thingy (from BzzAgent) and a sample of Lenor conditioner.
Emz xx0 -
Nice day all round then xx0
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Morning

Had a nice day yesterday. Got lots of eggs from my mum and had a nice Turkey roast dinner. OH and I then listed some stuff on eBay in the evening.
Today I'll see my niece and nephew and will be able to give them their Easter presents (can't wait to see my niece's face when she finds out I've got her the Frozen DVD - she has been on about it for ages and thinks she's getting it for her birthday).
Need to get the house tidy too as OH's parents are here from tomorrow evening onwards. Will do some this morning and finish up tonight. OH is away tonight so I'll have some peace and quiet.
Emz xx0 -
He's not leaving you on your own with his parents is he?June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
in_need_of_direction wrote: »He's not leaving you on your own with his parents is he?
No way!! He'll be back tomorrow night. He's got an early meeting so his company put him up overnight in a hotel.
Emz xx0 -
I think I was the best auntie ever yesterday when my niece opened her DVD!! She obviously watched it immediately. She loves the song Let It Go, so I downloaded it last night and will play it in the car for her when I pick her up from school on Thursday.
The house is clean and tidy and ready for OH's parents arrival. I have stated that we can't afford to be buying takeaways and going out for meals whilst they're here. I don't mind cooking something for them, but if they want a takeaway or a meal out, then they will have to foot the bill. Probably went down like a lead balloon, but I don't care.
Work wise, I am fast approaching £320 on the questions (will get there by the end of the day).
Emz xx0 -
Well done Emz xI think I was the best auntie ever yesterday when my niece opened her DVD!! She obviously watched it immediately. She loves the song Let It Go, so I downloaded it last night and will play it in the car for her when I pick her up from school on Thursday.
The house is clean and tidy and ready for OH's parents arrival. I have stated that we can't afford to be buying takeaways and going out for meals whilst they're here. I don't mind cooking something for them, but if they want a takeaway or a meal out, then they will have to foot the bill. Probably went down like a lead balloon, but I don't care.
Work wise, I am fast approaching £320 on the questions (will get there by the end of the day).
Emz xx0 -
I like your assertive approach to your inlaws, at least they know what the score is, and you will be able to stick to your budget.:)"I wondered why the Frisbee was getting bigger, and then it hit me". £9/£250
Project Peacock - 2/33 - 1lb/7lb target.
£6.00 a day challenge £118.77/£170
Mtge debt includes car purchase - £46,381/ now £44,336 - Paid 4.4%
Emergency Savings 550.00/£10000
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