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WOW I must be serious this time.....I have a diary
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Thanks sassy,
I'm reading the secret and it really makes a positive difference to my life just got to stick with it as it works well.
I'm of to work got three shifts in a row.
Forgot to add my spends, will total them all up tonight :-)
Have a great day everyone xx3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T0 -
Hi I was going to update my spends but I've missed about a lot of days so will start recording from scratch.
Spends today
£1 PAD to laser eye fund today. (Yes people the PADs are back) :j
Direct debits went out as well today.
I have 55 days until my eye laser treatment. let's go!!!!3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T0 -
Hiya,
Spends today are:
£1 PAD to laser
£1 PAD to yearly bills3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T0 -
I have news people, NHS discount is a HUGE 20% off :j
My original quoted price £2990! then it was discounted to £2392! then it got reduced to the special offer to £1995!!!
New total for eye laser is £1596 with haggling and discounts I've cut the price by a massive £1,394 :eek: I think I get to use one of these now :money:
I'm hoping for a last min flurry of overtime nothing ott just one a week will do the trick.
No spends went to work and brought own food from home.
Hope everyone is well.3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T0 -
Signature updated3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T0 -
Hi hon
That's fantastic!! I'm so proud of you! Remind me next time I buy something big to come see you lol
Have a good weekendxx
CC1: 10273.70/6892.56. CC2: 1000/832
Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.0 -
Thanks Sassy,
I owe everything to the secret. You can watch the film in YouTu!e for free. It's really helped me xx I've read the books before but then I stopped following it now I'm back into it everything is going how I want it to.
Thank you once again for commenting it really helps me xx3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T0 -
that is amazin news with the discount, love the new sig youve done amazing xxxx rip dad... we had our ups and downs but we’re always be family xx0
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Hiya
Just doing a rejig, already posted this and it disappeared into cyberspace.
I still have £518 worth of bills to come out of bank account this month. So when I get paid OT this week I will be leaving it in the bank account. £100 to put towards balance and the remainder to ensure I've got buffer left in there.
Kids clothes still sitting at £0 I will put £100 from CB in there this month. I've got to stick to this.
Yearly bills is sitting at £66/£2500 will start to put £30 a week OH gives me here and put £150 from wages. I will use the money I was paying for bursary for this.
Laser £4/£1596 OT payments will pay for this. I'm hoping to pay at least £1,000 on day of treatment. Then the remaining end of November so I don't have to add it to my debt total when I recalculate at the end of the year.
I logged into my car account and saw a settlement figure was £16,440.88. This will be paid for with my lottery win at the end of the month......
So re-evaluation complete thanks mum2one you inspired me to do this today.
I'm off to bed got an OT shift tonight.
Speak to you all later xx3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T0 -
Forgot to add emergency account is far off the £1,000 target the lottery win will also be topping this up too. ;-)3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T0
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