Major worries about benefits, mental health, rent and debt, clueless and can't cope

ScaredCrazy

cattermole wrote: »

The majority of people are admitted to hospital as voluntary patients, receive treatment and return home when they are well enough.

This sounds good, but how do I return home if the landlady will take back possession of the flat in the mean time? And what happens to my possessions? Also my girlfriend needs someone to take care of her, this would presumably take time to arrange if I was not here to do it for her.

cattermole

ScaredCrazy wrote: »

This sounds good, but how do I return home if the landlady will take back possession of the flat in the mean time? And what happens to my possessions? Also my girlfriend needs someone to take care of her, this would presumably take time to arrange if I was not here to do it for her.

A lot of ifs and maybe's.

I can't give any more advice than go and see your GP.

Indie_Kid

ScaredCrazy wrote: »

Again, I still do not know what I should say to the doctor - my understanding is (and knowing me, this may well be completely wrong) that if I go in and say I can't cope with stress and anxiety, I get given a prescription for pills to calm me down (which I cannot afford, and am doubtful to the net effectiveness of).

Not all GPs will just hand out a prescription. You are allowed to refuse the medication and ask for other forms of therapy.

I've done it and wasn't questionned on why. My wishes were respected.

ScaredCrazy

Indie_Kid wrote: »

You are allowed to refuse the medication and ask for other forms of therapy.

Sorry, I didn't mean I don't want the medication, although I have no money to buy it. Thank you, I had forgotten about therapy, they've referred me for therapy when struggling to cope before and it certainly helped, but it was expensive (they said the free alternative was over the phone) and took a couple of months, at that was after the triggering crisis was mostly behind me. Yes, therapy certainly sounds like it would be a good idea to recover, but the problem there being the situation I'm in at the moment would seem to be rather urgent - I do not know how to make the bank and landlady go away and not threaten me or build up further charges until after I've had time to recover - and as long as they're still looming threats, I'm not sure I wont just be dragged back down.

likelyfran

BigAunty wrote: »

What are your actual specific questions - lots of context but hard to find out what you actually want to know. I can't be bothered to wade through your jumbled narrative. However,cherry picking a couple of the many anxieties you list

banking - anyone can apply for a basic bank account so do it

http://www.moneysavingexpert.com/banking/basic-bank-accounts

failing esa - most claimants don't get into the group that requires them not to have to seek employment, the majority get ported into the Work Related Group or onto JSA or recover before their assessments and withdraw. For info on how to apply, see the Direct Gov website. Why not go through the process before worrying unduly about the outcome- that's premature.

mental health and debt - read it and follow

http://www.moneysavingexpert.com/credit-cards/mental-health-guide

There's really no need to be so rude and abrupt! What a disgusting attitude.

jacques_chirac

likelyfran wrote: »

There's really no need to be so rude and abrupt! What a disgusting attitude.

Have you quoted the wrong post? There is nothing wrong with the one quoted, the OP even thanked the poster!

aimee0763

ScaredCrazy wrote: »

Which issue would be most important to work on first? I'd assume the rent, but the bank is charging me £22 every five days so that could quickly escalate. And then paying anything means getting money, which means benefits assessments, which means getting diagnosis and evidence from the metal health people. It's all so big and confusing, I'm not even sure where one issue starts and another ends.

As for social services, nothing yet. At my last appointment (10th Jan) I was told as things moved along there would be the chance for this, but everything with the mental health people has been a slow process (they said something about only having the funds to operate one day a month, though I assume I missed some kind of context there). I've not heard anything from them since that appointment, though they said there would be a letter, so until I get that I don't know what's happening next or when.

So sorry to read your story I hope this will help.

http://www.consumeractiongroup.co.uk/forum/showthread.php?125278-Your-bank-is-taking-your-benefits-in-charges

likelyfran

jacques_chirac wrote: »

Have you quoted the wrong post? There is nothing wrong with the one quoted, the OP even thanked the poster!

Er. . no, don't think so. I'm looking/posting from my phone and it seems to be the right post to me, did you actually read it?! Another poster has already pointed out out that some of the poster's words could be seen as bullying in tone and that was certainly my impression!
Whether the OP thanked it or not, I'm still allowed to express my opinion.

jacques_chirac

likelyfran wrote: »

Er. . no, don't think so. I'm looking/posting from my phone and it seems to be the right post to me, did you read it?!

I did - it was informative, and as the OP thanked it, we can assume they found it helpful. What do you find so 'disgusting' about it?

Annisele

ScaredCrazy wrote: »

Sorry, I didn't mean I don't want the medication, although I have no money to buy it.

Please tell your GP that. If he or she has prescribed medication, they intend you to take it - and if there's any reason you can't take it, they'll want to know.