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misstara's debt diary 2014
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Just wanted to say best of luck for today, I hope the interview goes well, let us know how you get on.
Also, that second credit card is sooooo nearly gone!! I'm excited for you!!
:j:j:j:j:j:jIf you know you have enough, you're rich.
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Good luck!!!!:) and cc2 nearly ticked off
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Thank ani and monz. I got the promotion :T but I'm actually going to be seconded to another unit rather than stay at the unit where I currently work. Slightly scary as it was totally unexpected (didn't realise there was a job going at the other unit) but a new challenge. So I start there 2 weeks on Monday.
Yeah so close to cc2 being paid off - just have to decide what to focus on next
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Congratulations xx Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
:j Congratulations! :j Well done on getting the promotion:TRainy day fund — 210/1000 Emergency fund — 1019/1500
Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 00 -
Congratulations misstara! That's such good news about your job! I'm so pleased for you!!:D:D:D:D:D:D If you know you have enough, you're rich.0
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Thanks monz, ABA, ani and Boodedoo
Yesterday was payday so all payments made. Can't wait until Tuesday to be rid of cc2.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
A NSD to report yesterday, today won't be as once the rugby is over I'm going to head to the supermarket. Scotland is currently losing
but hopefully things will be better in the 2nd half.
I've been having a think about what to focus on once cc2 is gone and have decided to put £10 a week into the emergency fund so that it slowly builds up while overpaying the loan as much as possible.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Hey there, I just wanted to drop by and say I've very much enjoyed reading through your diary, you've done so well and I love your style of keeping track of every penny and making constant overpayments when you can. I've just started my own diary here and you (alongside a good few others) are an inspiration in terms of the way I think I'll be going about it all.
Also, Scotland won the rugby, so all is good for you. Best of luck against the Springboks!Loan 1 : £4156.80 (£3741.12) - 18 payments of £207.84 left
Loan 2 : £1659.86 (£1358.05) - 9 payments of £150.90 left
Loan 3 : £391.44 (£0)
Loan 4 : £76.64 (£0)
CC1 : £666.27 (£629.04) CC2 : £1758.54 (£1587.77)
Overdraft : £1250 Total: £9959.55 (£8565.98) = 86.01%0
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