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misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Wow MissT, that sounds like my perfect day, with maybe the bit about the gym removed :o:D.

    xx

    Haha Steph, yeah it was pretty good it's not often I get the chance to properly sit and relax.

    Very quick post tonight to say that today has been a NSD. Nothing else to report, am working a long day tomorrow so better get to bed. Night :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Spent £6.21 on a few bits we needed today. Made beef fajitas for tea - OH had wraps from the freezer but I made gf pancakes to have instead of wraps. Very yummy and saved me the £3 it would have cost to buy gf wraps in the shop.

    Payday from 2nd job tomorrow but not sure how much I'm getting as I haven't been able to look at my payslip. Stupid computer still won't charge :(
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    So payday yesterday and I got £123.23 - £70 to DD account, £30 food, £10 gift for colleague and £13.23 cc2.

    Spent £6 in £land today. Me and OH were planning to go to Aldee but the weather is awful and we both have colds so we decided to put it off until after the weekend and just make do with what we've got. Saves a bit of money :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Yesterday was a NSD, today I spent 59p on a card for my friend's wee boy and £12.42 on food supplies. Still not done a proper food shop but after discussion with OH, we're just going to wait until the weekend and make do with what food we've got already.

    Loan payment went out today plus the interest has been added on so that's another £219.16 off the debt :T only £60odd to go until I reach my monthly target.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Good going! :D Hope you reach — or even surpass — your target soon.
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Good going! :D Hope you reach — or even surpass — your target soon.

    Thanks ABA :) Looking forward to hitting my target in next couple of weeks.

    A day off today but I have a couple of hours training to go to plus a contact lens appointment. I don't think I said already but I redeemed a £25 markies voucher from a survey site a few days so thought I would go and have a look. I had originally thought I would keep it for Christmas presents but have decided to treat myself instead :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Too tired to post yesterday, I felt much better and decided to go to the gym. However I'm clearly not quite back to usual as 30 mins in the gym completely wiped me out.

    Training was quite interesting, was on diabetes. Also had my contact lens appointment and I'm trialling some new ones. My usual ones have been discontinued and the new ones are a bit more expensive but I don't mind paying the extra as I spend the majority of my time with contacts in.

    Treated myself to some much needed new undies with the voucher and also got my friends wee boy a birthday present
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Got my payslip in today so will get £124.12 on Friday
    - £73.89 DDs (this covers them for the rest of the month)
    - £30 food
    - £5 electricity bill
    - £5 emergency fund
    - £10.23 cc2

    I've got an interview at the end of next week for a senior support worker role within the same organisation. If I get the job, it means full time hours and a pay rise :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Fingers crossed misst
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • ani*fan
    ani*fan Posts: 1,554 Forumite
    1,000 Posts Combo Breaker
    misstara wrote: »

    I've got an interview at the end of next week for a senior support worker role within the same organisation. If I get the job, it means full time hours and a pay rise :D

    Best of luck misstara, I used to do that job and loved it so much, I have really happy memories of that time in my life, Would you have to move to a new service or is it a promotion in your current one?
    If you know you have enough, you're rich. ;)
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