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misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Can't believe it's been a week since I last posted.

    Friday - I paid the electricity bill but other than that a NSD :D

    Saturday - went to my works Christmas night out, spent £45.

    Sunday - spent £38.05 in the supermarket and £11.50 on a takeaway to share with OH

    Monday and Tuesday were both NSDs :D

    Today - spent £25 on a Christmas present for my sister and £39.99 on hair straighteners. My one's have not really been working properly for a while and saw these at 50% off so went for it.

    Went to the doctors yesterday as been feeling horrendous recently, stomach issues again so going to be referred to a dietitian. Hopefully will be back to usual self soon :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Feel better soon <3
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    Feel better soon <3

    Thanks monz, will hopefully be back to my usual self soon :)

    Nothing much to report today, a NSD and I've paid £9.55 to the debt.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Over a week since I last posted, really need to get in the habit of posting daily again as it really helps keep me focused. Feel like debt busting has taken a bit of a back seat recently so need to get back on it.

    We had a lovely weekend away in Edinburgh, I then spent a couple of days doing Christmas shopping which now means I'm almost done and then on Wed I headed home to spend some time with my family before Christmas. Should get a few NSDs as I don't tend to do very much when home.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Came back up yesterday and today is my last day of hols before going back to work tomorrow. This morning I've mostly been organising - toiletries, freezer and next the cupboards.

    Yesterday I spent £32.81 on food. Today I need to buy a present for my gran before popping out to see her and also put some petrol in the car.

    I've made a £2.25 payment to the flat debt :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Last two days have been NSDs, not much else to report. Payday tomorrow - I've not done a budget yet, I'm just going to move it into a separate account and forget about it until nearer the end of the month.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Once again a week since I last posted :o

    We had a lovely Christmas (even though I had to work :() and I was truly spoilt.

    I still need to do a budget for my pay so better work on that over the weekend.

    I'm also still not feeling particularly good but have a dietitian appointment mid January so we'll see how that goes.

    Not much else to report, it was a NSD today. I got some cashback paid into my account - £8.03 so that has been paid to the debt :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    So I've decided to start a new diary which will be imaginatively named misstara's debt diary 2018 :rotfl: I've spent the last 2 days reading through my diary and I just think it's time for a new one.

    I've paid off all of the original debt but still have a long way to go because of buying stuff for the flat and also buying a car.

    I'm hoping that a new diary will inspire and motivate me which is something I feel has been lacking recently.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
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