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misstara's debt diary 2014
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Can't believe it's been a week since I last posted.
Friday - I paid the electricity bill but other than that a NSD
Saturday - went to my works Christmas night out, spent £45.
Sunday - spent £38.05 in the supermarket and £11.50 on a takeaway to share with OH
Monday and Tuesday were both NSDs
Today - spent £25 on a Christmas present for my sister and £39.99 on hair straighteners. My one's have not really been working properly for a while and saw these at 50% off so went for it.
Went to the doctors yesterday as been feeling horrendous recently, stomach issues again so going to be referred to a dietitian. Hopefully will be back to usual self soonMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.980 -
Feel better soonDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
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Over a week since I last posted, really need to get in the habit of posting daily again as it really helps keep me focused. Feel like debt busting has taken a bit of a back seat recently so need to get back on it.
We had a lovely weekend away in Edinburgh, I then spent a couple of days doing Christmas shopping which now means I'm almost done and then on Wed I headed home to spend some time with my family before Christmas. Should get a few NSDs as I don't tend to do very much when home.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.980 -
Came back up yesterday and today is my last day of hols before going back to work tomorrow. This morning I've mostly been organising - toiletries, freezer and next the cupboards.
Yesterday I spent £32.81 on food. Today I need to buy a present for my gran before popping out to see her and also put some petrol in the car.
I've made a £2.25 payment to the flat debtMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.980 -
Last two days have been NSDs, not much else to report. Payday tomorrow - I've not done a budget yet, I'm just going to move it into a separate account and forget about it until nearer the end of the month.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.980 -
Once again a week since I last posted
We had a lovely Christmas (even though I had to work) and I was truly spoilt.
I still need to do a budget for my pay so better work on that over the weekend.
I'm also still not feeling particularly good but have a dietitian appointment mid January so we'll see how that goes.
Not much else to report, it was a NSD today. I got some cashback paid into my account - £8.03 so that has been paid to the debtMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.980 -
So I've decided to start a new diary which will be imaginatively named misstara's debt diary 2018 :rotfl: I've spent the last 2 days reading through my diary and I just think it's time for a new one.
I've paid off all of the original debt but still have a long way to go because of buying stuff for the flat and also buying a car.
I'm hoping that a new diary will inspire and motivate me which is something I feel has been lacking recently.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.980
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