misstara's debt diary 2014

misstara

monz wrote: »

Hope you feeling better soon

Thanks monz . I felt better as the day went on so did go round to see my friend after work.

Blood test results came back as fine which means my extreme tiredness is down to working too much, not getting enough sleep and generally not taking care of myself. Really need to work on this but easier said than done!

Yesterday was a NSD, hopefully today will be as well.

misstara

Thursday was a NSD . Friday I spent £53.48 at the dentist which was covered by what I got paid from 2nd job and what was in the dentist fund. The root canal went well, yesterday was the first day in about a month that I didn't have to take painkillers . I've got another appointment on Tuesday so not sure how much that will be but hoping to cover it from wages rather than putting it on the credit card. Yesterday I spent £13.99 at the supermarket.

I also went for a run yesterday which means I'm almost at my running target for the month, need to go to the gym more though. The past few nights I've been making an effort to go bed much earlier and definitely feel better for it so will continue that.

Payslip is through for main job, will post the budget later or tomorrow. Today I'm working a shift for 2nd job followed by overtime at my job, not really how I want to spend my Sunday but the extra money will be useful.

I've made a wee £3.65 payment to the debt today

misstara

Payday today - £1402.66
- £1100 usual bills
- £52.66 debt
- £50 electricity bill
- £150 food
- £50 dentist

Really doesn't stretch very far - still need to get a headtorch for running, some warmer reflective running stuff, hot water bottles and a few items of warmer clothing. Plus we're still planning our weekend away and have got a few social things planned this month. Will try and pick up some extra shifts with 2nd job.

Yesterday was a NSD I've paid the £52.66 to the debt this morning taking it to 41.1% paid off :T

misstara

Dentist again yesterday but didn't have anything to pay . I've another appointment next week so assume I'll have something to pay then. My tooth was really sore after the numbness wore off so spent £2.59 on painkillers.

I've picked up a shift with 2nd job on Sunday so that will be £50ish next Friday. Need to see if I can get anything for next week.

Today will be a spend day as I'm meeting a friend for tea. I haven't seen her in months so really looking forward to it.

in_need_of_direction

You've passed the 40% mark. You'll be half way through in no time.

misstara

in_need_of_direction wrote: »

You've passed the 40% mark. You'll be half way through in no time.

Thanks INOD, I'm happy to pass 40% as feel as though I've been hanging about the 30 something mark for ages.

Hadn't quite realised it had been so long since I last posted, it's been a busy few days with work and social stuff. Since I last posted, I've caught up with 3 friends separately plus me and OH have been to the theatre with my gran and to see a fireworks display. I've also had 2 NSDs and done a supermarket shop.

I've started my Christmas shopping, £2.79 on a couple of stocking fillers for OH but at least it's a start.

misstara

Had another NSD on Tuesday. Yesterday I spent £37 at the dentist and £13.50 on some groceries. So far this month I've spent £46.12 on food shopping which is below average, just shows meal planning works so must keep at it.

Spent some time with OH looking for accommodation for our stay away, we had planned to go at the end of this month but are now thinking to go in December. Didn't book anything though, will need to look again, trying to find somewhere that's fairly central but not stupidly expensive.

We've also discussed buying a wee car. It would increase the debt unfortunately but it would give us so much more freedom. It would also mean that I wouldn't get soaked walking to work . It's just an idea for now, we're going to look online to see what we would be able to get and prices.

misstara

Got paid £50.15 on Friday which has all gone towards our weekend away which we still haven't booked . Was off all weekend so should have looked then but just never quite got round to it.

Food spends now sit at £77.92 which is good going for half way through the month, normally I've already spent most of the budget. Social spends are at £59/£50 so not as good.

Went for a run on Saturday which is my only run of the month so far, really need to improve on this but work is so busy and stressful at the moment, I'm struggling to motivate myself.

misstara

£2.87 paid off the debt this morning

Forgot to say in my post yesterday that my certificate arrived so I'll finally get the pay rise. I should also get it backdated as the reason it has taken so long was because of a mix up.

Just away to get ready for work, after work I'm popping round to a friends for a coffee and then we need a couple of bits from the supermarket.

misstara

Ended up being a NSD yesterday as I didn't leave my friends until 9 so just went straight home. Will definitely need to go today though as we're almost out of a few things.