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misstara's debt diary 2014

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Comments

  • misstara
    misstara Posts: 4,138 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    Miss Tara where are you :) x

    Just too tired to post last night, still tired today but need to get myself organised - meeting the girls at 6pm for tea :)

    Payday so have made my payments to cc2 and the emergency fund.
    Mortgage 26.4.25 - £108,500  1.2.26 - £104,364.81
    Mortgage overpayments so far - £902.92
    Debt 16.11.25 - £5160  29.1.26 - £4860 (5.8% paid)
    Roof savings - £571.53/£3660 (15.6% saved)
  • misstara
    misstara Posts: 4,138 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    So tea out last night turned into lots of wine and dancing. Spent double my budget of £20 :o and have totally wasted the day with a horrendous hangover :(. I've only started feeling better in the last couple of hours. Annoyed with myself but its done now. I should know by now to budget more for social stuff as I always seem to go over.

    I spent £7.56 on something for tea and supplies for my shift tomorrow. Me and OH are planning to go to Aldee on Monday and get a proper shop in.

    Need to have a look at my budget and see what I can tweak to cover the overspend.
    Mortgage 26.4.25 - £108,500  1.2.26 - £104,364.81
    Mortgage overpayments so far - £902.92
    Debt 16.11.25 - £5160  29.1.26 - £4860 (5.8% paid)
    Roof savings - £571.53/£3660 (15.6% saved)
  • ani*fan
    ani*fan Posts: 1,554 Forumite
    1,000 Posts Combo Breaker
    Maybe the dancing was worth it, misstara? It sounds like a lot of fun to me. :D

    Glad your hangover's feeling better. :)
    If you know you have enough, you're rich. ;)
  • misstara
    misstara Posts: 4,138 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    ani*fan wrote: »
    Maybe the dancing was worth it, misstara? It sounds like a lot of fun to me. :D

    Glad your hangover's feeling better. :)

    Morning ani, yeah it was really fun and great to catch up with the girls so definitely worth it :). I'm just annoyed at myself because one of the girls left about 11.30 and I thought I should leave too as if I do, I won't go over budget and won't be too hungover but ah well. Alcohol and budgets definitely don't mix ;)

    Today should be a NSD as I'm currently on my way to a double shift and have got plenty of supplies with me.
    Mortgage 26.4.25 - £108,500  1.2.26 - £104,364.81
    Mortgage overpayments so far - £902.92
    Debt 16.11.25 - £5160  29.1.26 - £4860 (5.8% paid)
    Roof savings - £571.53/£3660 (15.6% saved)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Glad you had a good night out. You deserve it :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 4,138 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    Glad you had a good night out. You deserve it :) xx

    Thanks monz :D

    A day off today for me :) so I had a nice lie in, went to the gym, got the shopping in, met my gran for coffee and visited a friend in hospital. The shopping came to £26.70 so pleased with that although there's a couple of things that I need to get at some point which Aldee didn't have.
    Mortgage 26.4.25 - £108,500  1.2.26 - £104,364.81
    Mortgage overpayments so far - £902.92
    Debt 16.11.25 - £5160  29.1.26 - £4860 (5.8% paid)
    Roof savings - £571.53/£3660 (15.6% saved)
  • in_need_of_direction
    in_need_of_direction Posts: 8,046 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That was a very productive day off.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • misstara
    misstara Posts: 4,138 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    in_need_of_direction wrote: »
    That was a very productive day off.

    Yeah it was fairly busy, another day off today which I'm hoping will be a bit more chilled ;)
    Mortgage 26.4.25 - £108,500  1.2.26 - £104,364.81
    Mortgage overpayments so far - £902.92
    Debt 16.11.25 - £5160  29.1.26 - £4860 (5.8% paid)
    Roof savings - £571.53/£3660 (15.6% saved)
  • misstara
    misstara Posts: 4,138 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Well have had a fairly relaxing day off, went to the gym, did some baking and cleaning but other than that I have mostly sat reading a book :)
    Mortgage 26.4.25 - £108,500  1.2.26 - £104,364.81
    Mortgage overpayments so far - £902.92
    Debt 16.11.25 - £5160  29.1.26 - £4860 (5.8% paid)
    Roof savings - £571.53/£3660 (15.6% saved)
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    misstara wrote: »
    Well have had a fairly relaxing day off, went to the gym, did some baking and cleaning but other than that I have mostly sat reading a book :)

    Wow MissT, that sounds like my perfect day, with maybe the bit about the gym removed :o:D.

    xx
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