misstara's debt diary 2014

misstara

NSD achieved yesterday, hoping for another one today

misstara

Another NSD today will aim for another tomorrow although don't know if the milk will last until Friday.

monz

Miss Tara you are doing amazing!!! So close to your next Target of £7,000 x

misstara

monz wrote: »

Miss Tara you are doing amazing!!! So close to your next Target of £7,000 x

Thanks monz. Once I get to £7000, I will have paid off almost £3500 this year which is fab but slightly depressing when I think what else I could have done with that money.

Yesterday wasn't a NSD, we did need milk and when I was in the shop, I bought ingredients to make some tablet for OH. He has been particularly fab recently so deserved a wee treat £4.87 spent.

Today is weekly payday, I didn't work much for 2nd job last week so only got £69.94. I have paid the TV licence (£11) and made a £8.94 payment to cc1. The rest is for food (although don't need much after what I bought on Monday), bus fare and money to do something with my sister as she is up to visit this weekend.

Plan for today is to go to the gym, do a little christmas shopping and then off to work.

monz

Just think once all paid off the extra money you will have ! I decided with 52 week saving it would be more achievable if I slash it to 30 weeks and restart. So in April I will have £660 so £300 is going to loan, £250 is going to America and £80 overdraft. Maybe thats an idea to do and debt will go down even quicker than you realise x

AleMrsT

Oooh I love tablet, must find a recipe! I've got stuff to make honeycomb and shortbread to give out for Christmas gifts, don't think either last long though so going to give it a go the week before.
You've done so well this year Tara, you've paid off a big chunk already.

misstara

AleMrsT wrote: »

Oooh I love tablet, must find a recipe! I've got stuff to make honeycomb and shortbread to give out for Christmas gifts, don't think either last long though so going to give it a go the week before.
You've done so well this year Tara, you've paid off a big chunk already.

I just googled one and it turned out lovely - all gone already! Good luck with your honeycomb and shortbread.

misstara

A very quick update for the weekend before I go off to work.
Spends
- £42.83 on christmas presents
- £3.79 on groceries
- £2.20 on bus fare
- £23 on meal out with sister

I went to the gym yesterday hoping for a NSD today as I am a double at work. Better go and get ready - hope everyone has a lovely monday.

misstara

NSD achieved

in_need_of_direction

You're really good at those NSDs