We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
misstara's debt diary 2014
Comments
-
NSD achieved yesterday, hoping for another one todayMortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.08/£50
Mortgage overpayments so far - £800.960 -
Another NSD today
will aim for another tomorrow although don't know if the milk will last until Friday.
Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.08/£50
Mortgage overpayments so far - £800.960 -
Miss Tara you are doing amazing!!! So close to your next Target of £7,000
x
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Miss Tara you are doing amazing!!! So close to your next Target of £7,000
x
Thanks monz. Once I get to £7000, I will have paid off almost £3500 this yearwhich is fab but slightly depressing when I think what else I could have done with that money.
Yesterday wasn't a NSD, we did need milk and when I was in the shop, I bought ingredients to make some tablet for OH. He has been particularly fab recently so deserved a wee treat£4.87 spent.
Today is weekly payday, I didn't work much for 2nd job last week so only got £69.94. I have paid the TV licence (£11) and made a £8.94 payment to cc1. The rest is for food (although don't need much after what I bought on Monday), bus fare and money to do something with my sister as she is up to visit this weekend.
Plan for today is to go to the gym, do a little christmas shopping and then off to work.Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.08/£50
Mortgage overpayments so far - £800.960 -
Just think once all paid off the extra money you will have
! I decided with 52 week saving it would be more achievable if I slash it to 30 weeks and restart. So in April I will have £660 so £300 is going to loan, £250 is going to America and £80 overdraft. Maybe thats an idea to do and debt will go down even quicker than you realise
x
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Oooh I love tablet, must find a recipe! I've got stuff to make honeycomb and shortbread to give out for Christmas gifts, don't think either last long though so going to give it a go the week before.
You've done so well this year Tara, you've paid off a big chunk already.0 -
Oooh I love tablet, must find a recipe! I've got stuff to make honeycomb and shortbread to give out for Christmas gifts, don't think either last long though so going to give it a go the week before.
You've done so well this year Tara, you've paid off a big chunk already.
I just googled one and it turned out lovely - all gone already! Good luck with your honeycomb and shortbread.Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.08/£50
Mortgage overpayments so far - £800.960 -
A very quick update for the weekend before I go off to work.
Spends
- £42.83 on christmas presents
- £3.79 on groceries
- £2.20 on bus fare
- £23 on meal out with sister
I went to the gym yesterdayhoping for a NSD today as I am a double at work. Better go and get ready - hope everyone has a lovely monday.
Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.08/£50
Mortgage overpayments so far - £800.960 -
NSD achievedMortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.08/£50
Mortgage overpayments so far - £800.960 -
You're really good at those NSDsMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards