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misstara's debt diary 2014
Comments
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NSD achieved yesterday, hoping for another one today
Mortgage 26.4.25 - £108,500 1.2.26 - £104,364.81
Mortgage overpayments so far - £902.92
Debt 16.11.25 - £5160 29.1.26 - £4860 (5.8% paid)
Roof savings - £566.53/£3660 (15.5% saved)0 -
Another NSD today will aim for another tomorrow although don't know if the milk will last until Friday. Mortgage 26.4.25 - £108,500 1.2.26 - £104,364.81
Mortgage overpayments so far - £902.92
Debt 16.11.25 - £5160 29.1.26 - £4860 (5.8% paid)
Roof savings - £566.53/£3660 (15.5% saved)0 -
Miss Tara you are doing amazing!!! So close to your next Target of £7,000 x Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Miss Tara you are doing amazing!!! So close to your next Target of £7,000 x
Thanks monz. Once I get to £7000, I will have paid off almost £3500 this year
which is fab but slightly depressing when I think what else I could have done with that money.
Yesterday wasn't a NSD, we did need milk and when I was in the shop, I bought ingredients to make some tablet for OH. He has been particularly fab recently so deserved a wee treat £4.87 spent.
Today is weekly payday, I didn't work much for 2nd job last week so only got £69.94. I have paid the TV licence (£11) and made a £8.94 payment to cc1. The rest is for food (although don't need much after what I bought on Monday), bus fare and money to do something with my sister as she is up to visit this weekend.
Plan for today is to go to the gym, do a little christmas shopping and then off to work.Mortgage 26.4.25 - £108,500 1.2.26 - £104,364.81
Mortgage overpayments so far - £902.92
Debt 16.11.25 - £5160 29.1.26 - £4860 (5.8% paid)
Roof savings - £566.53/£3660 (15.5% saved)0 -
Just think once all paid off the extra money you will have! I decided with 52 week saving it would be more achievable if I slash it to 30 weeks and restart. So in April I will have £660 so £300 is going to loan, £250 is going to America and £80 overdraft. Maybe thats an idea to do and debt will go down even quicker than you realise x Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Oooh I love tablet, must find a recipe! I've got stuff to make honeycomb and shortbread to give out for Christmas gifts, don't think either last long though so going to give it a go the week before.
You've done so well this year Tara, you've paid off a big chunk already.0 -
Oooh I love tablet, must find a recipe! I've got stuff to make honeycomb and shortbread to give out for Christmas gifts, don't think either last long though so going to give it a go the week before.
You've done so well this year Tara, you've paid off a big chunk already.
I just googled one and it turned out lovely - all gone already! Good luck with your honeycomb and shortbread.Mortgage 26.4.25 - £108,500 1.2.26 - £104,364.81
Mortgage overpayments so far - £902.92
Debt 16.11.25 - £5160 29.1.26 - £4860 (5.8% paid)
Roof savings - £566.53/£3660 (15.5% saved)0 -
A very quick update for the weekend before I go off to work.
Spends
- £42.83 on christmas presents
- £3.79 on groceries
- £2.20 on bus fare
- £23 on meal out with sister
I went to the gym yesterday hoping for a NSD today as I am a double at work. Better go and get ready - hope everyone has a lovely monday. Mortgage 26.4.25 - £108,500 1.2.26 - £104,364.81
Mortgage overpayments so far - £902.92
Debt 16.11.25 - £5160 29.1.26 - £4860 (5.8% paid)
Roof savings - £566.53/£3660 (15.5% saved)0 -
NSD achieved Mortgage 26.4.25 - £108,500 1.2.26 - £104,364.81
Mortgage overpayments so far - £902.92
Debt 16.11.25 - £5160 29.1.26 - £4860 (5.8% paid)
Roof savings - £566.53/£3660 (15.5% saved)0 -
You're really good at those NSDsMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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