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misstara's debt diary 2014
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I was on a split shift today so got a bus ticket (£4.30) to go home in between shifts. I managed to get soaking wet feet between the bus stop and home and discovered a hole in the bottom of my trainers. I decided to go straight to Sports D*rect to get a new pair. £16 spent which has totally wiped out what I had in the clothes fund but worth it for dry feetMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
Also went to the gym today.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
Impressive - don't know where you get your energy from! xDebt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
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Me neither. I'd say any investment in dry feet is justified.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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giblet1979 wrote: »Impressive - don't know where you get your energy from! x
Coffeelots and lots of coffee!
Forgot to say yesterday the loan repayment went out and I made a £3.21 payment to cc1.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
Does that bring the credit card into the fifties or have you already updated your sig?Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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in_need_of_direction wrote: »Does that bring the credit card into the fifties or have you already updated your sig?
I have already updated my sig but will be able to make a wee payment on Friday which will take it down into the fifties.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
Ooooh MissT that credit card is nearly gone :T
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StressedSteph wrote: »Ooooh MissT that credit card is nearly gone :T
xxx
Yeah not too long to go now, I'm aiming to clear it by the end of February.
A NSD to report today.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
Got my payslip through for weekly job so will get £82.25 tomorrow (only worked 2 shifts last week instead of my usual 3)
- £26.75 car club
- £15 contact lens
- £15.99 broadband
- £4.51 cc1 payment
- £20 food
It will be a bit of a tight week but I'll sure we'll manage. I'm currently working on a meal plan which doesn't require buying much food.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980
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