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misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I was on a split shift today so got a bus ticket (£4.30) to go home in between shifts. I managed to get soaking wet feet between the bus stop and home and discovered a hole in the bottom of my trainers. I decided to go straight to Sports D*rect to get a new pair. £16 spent which has totally wiped out what I had in the clothes fund but worth it for dry feet :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Also went to the gym today.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • Impressive - don't know where you get your energy from! x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:


  • Me neither. I'd say any investment in dry feet is justified.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    giblet1979 wrote: »
    Impressive - don't know where you get your energy from! x

    Coffee :D lots and lots of coffee!

    Forgot to say yesterday the loan repayment went out and I made a £3.21 payment to cc1.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • Does that bring the credit card into the fifties or have you already updated your sig?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Does that bring the credit card into the fifties or have you already updated your sig?

    I have already updated my sig but will be able to make a wee payment on Friday which will take it down into the fifties.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • Ooooh MissT that credit card is nearly gone :T


    xxx
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Ooooh MissT that credit card is nearly gone :T


    xxx

    Yeah not too long to go now, I'm aiming to clear it by the end of February.

    A NSD to report today.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Got my payslip through for weekly job so will get £82.25 tomorrow (only worked 2 shifts last week instead of my usual 3)
    - £26.75 car club
    - £15 contact lens
    - £15.99 broadband
    - £4.51 cc1 payment
    - £20 food
    It will be a bit of a tight week but I'll sure we'll manage. I'm currently working on a meal plan which doesn't require buying much food.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
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