misstara's debt diary 2014

misstara

Minimal spends for yesterday - just £2.87 on food. The November grocery challenge is going very well - in fact I keep thinking I've made a mistake somewhere :rotfl: However its just because I'm working so much at the minute that I'm usually only in for tea 2/3 nights a week. This week I haven't really done a proper shop and we have just been eating out of the freezer which saves money too. I think I will keep the challenge at £120 for December but then possibly lower it in the new year.

The gym challenge is not going quite so well. I still need to go 4 times before the end of the month to meet the challenge and it's just not going to happen. Realistically I will only be able to go twice and that includes today so should really get out of my pyjamas and get going Really not feeling the motivation today though so it might not happen.

I have a day off today so having a lazy morning (unless I actually get off my backside and go to the gym) and then I'm meeting my friend for lunch. I picked a fairly cheap place so hopefully spends won't be too high. I should also post my dads present today as I'm on a double shift tomorrow and won't get a chance.

Looking forward to monthly payday tomorrow so that I can make my payments to the credit cards and meet my November targets

monz

Aw payday tomorrow the sound of it makes me lol x

misstara

I didn't go to the gym today but will definitely go on Friday before heading off to Edinburgh.

Spends for today are £12.50 on lunch, £2 on milk and sugar, £2 on wrapping paper and £1 on a book. I didn't post my dads present as I realised that I only had very feminine wrapping paper so had to buy more. I'll try to pop out at some point during my shift tomorrow to post it.

I got my payslip through for 2nd job so will get £151 on Friday
- £25 cc2 payment
- £10 lovefilm payment
- £25 christmas savings (however, I will withdraw this next week to spend)
- £30 food
The rest is spending money for Edinburgh.

monz

Well done on making your CC1 target ! dont go to the gym, i work out at home. free and dont need to leave the house x

AleMrsT

monz wrote: »

Well done on making your CC1 target ! dont go to the gym, i work out at home. free and dont need to leave the house x

I tried this monz, I get too comfy in my PJ's Must try harder ...... next week :rotfl:

monz

I always make sure I put my gym clothes on once I am in the door, only way I get to take them off is if i get off my backside lol x

misstara

monz wrote: »

Well done on making your CC1 target ! dont go to the gym, i work out at home. free and dont need to leave the house x

AleMrsT wrote: »

I tried this monz, I get too comfy in my PJ's Must try harder ...... next week :rotfl:

monz wrote: »

I always make sure I put my gym clothes on once I am in the door, only way I get to take them off is if i get off my backside lol x

Hello monz and AleMrsT, thanks for your comments. My gym is only £16.99 a month so pretty cheap compared to some. I've asked for weights for christmas so plan to start exercising in the flat. Must copy you monz as if not I know I will just slouch about in my jammies.

misstara

I had a fab weekend away in Edinburgh with OH. Went a wee bit over budget but nothing too major. Will just need to make sure I'm extra careful this week.

Signature updated with new mini targets for december

in_need_of_direction

Love Edinburgh particularly when lit up for Christmas.

misstara

in_need_of_direction wrote: »

Love Edinburgh particularly when lit up for Christmas.

Me too

Went shopping yesterday and after saying how I needed to be careful this week, spent £46.73 on groceries. Luckily OH chipped in £20 but still.

Today I'm aiming for a NSD, I have been to the gym this morning and I'm not planning on leaving the house again until it's time to go to work.