misstara's debt diary 2014

monz

You can do it I know you most definitely can x

misstara

monz wrote: »

You can do it I know you most definitely can x

Thanks monz. It's actually not going to be as tight as originally thought so I can relax a bit

Some expenses cleared in my bank account today, not a huge amount but rounded it up to £10 and made a smaller payment to cc1. OH also gave me money today so am £40 richer than I thought I would be.

So the food budget for this week is now £30 and I will also budget £10 for bus fares as I've got a split shift one day and a meeting to go to another day.

I've done a meal plan which doesn't require much to be bought but will use the rest of the food budget to stock up things for future weeks.

misstara

Spends for today are £29.41 on food, £3.98 on toiletries and £4.61 on christmas presents. Have been to the gym too.

misstara

Have been so busy the last few days, no time to post so this might be a bit of a long one.

Spends for the last few days have been fairly minimal, less than £10 on some food and bus fare. I spent £5.54 on a few stocking fillers yesterday. Today has been a bit more spendy as I went to see my friend and her new baby so £7.60 spent on train fare and £7.50 on a wee present and card.

I have just ordered a couple of christmas presents off Am*zon but paid for by vouchers earned doing surveys. I've still got some vouchers left as I save them up all year.

I've been to the gym again this morning so need to go 5 times in the next 11 days to meet my target. Will see how I get on as I'm working quite a lot over the weekend and next week and then away next weekend.

The interest has been added on for the month and I'm now at over 30% paid The loan is now below £5k and the total will be below £7250 once I make my payments at the end of the month.

I got my payslip through for 2nd job so will get £107.51 on Friday
- £7.51 cc1
- £20.92 phone bill
- £16.99 gym membership
- £30 food
The rest I will put towards birthday presents as I have 2 friends and my dads birthday before the end of November.

AleMrsT

Well done getting to your target!:T

misstara

AleMrsT wrote: »

Well done getting to your target!:T

Thanks AMT

Payday yesterday so made the £7.51 payment to cc1, paid the TV licence (£5.50) and spent £3.35 on food. The car club direct debit has gone out as well. Today has been a NSD

misstara

A NSD to report today

misstara

I spent £15.51 on food today. Got my payslip for monthly job so will get £1020.27 on Thursday, unfortunately that will only cover the rent, council tax, loan and cc1 payment

monz

Dont beat yourself up! Youre doing fantastic x

misstara

monz wrote: »

Dont beat yourself up! Youre doing fantastic x

Thanks for your support monz . Moneywise it will be ok as I did extra shifts for 2nd job so I should get at least £150 on Friday. Its just a pain as I picked up the extra shifts so I would have more spending money for our weekend away in edinburgh.

Gym membership and phone bill have been paid today and I made a £2.09 payment to cc1. I also spent £4.30 on bus fare (on a split shift today) and £25 on a birthday present for my dad.