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misstara's debt diary 2014
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The run went really well yesterday and was a lot of fun, was a lovely sunny day so sat out in my friends garden for a while afterwards with a coffee.
Me and OH went to Aldee in the afternoon, spent a little more than I had hoped £35.62, would love to blame it on OHbut they had a lot of gluten free things which I hadn't see before so went a bit off list.
Plan for today is catching up on cleaning and ironing, getting the final part of my sisters wedding present plus a gift for my friends wee girl who is turning 1 and generally getting organised for going away.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Today seems to have been an extremely spendy day. OHs phone completely died today, it's been on its way out for a while but we were hoping it would hang on until it was upgrade time so spent £45 paying off the remaining few months so that he could upgrade early. He will pay me back when he can. I also spent £32 in primarni on a new shirt and tie for OH for the wedding, sunglasses and socks for the both of us and a new strapless bra for me. Thankfully I was able to fix my sandals or would have had to pay out for that too.
Didn't get round to getting the presents so that's a job for tomorrow. I also plan to get my eyebrows done and get a new lipstick so tomorrow will be another spendy day.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
So close to near 3 figures !!!!xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
So close to near 3 figures !!!!xx
Yeah won't be long now
So yesterday was pretty spendy - £7 on a card and gift for my friends wee girl, £10 on a box, ribbon, Mr&Mrs discs and shredded paper for the wedding gift, £2.50 on a wedding card, £4 on eyebrow threading, £10 on a lipstick, £5 on a spot stick (my face has decided it hates me and I have 2 huge spots on my chin :mad: which will hopefully disappear before the wedding), £6 on a wee gift for my parents and £1 on milk.
Today is also going to be spendy, I'm currently on my way to Glasgow so will need to pay the rest of the travel from there. I've transferred £25 to OH for his travel from Glasgow when he comes down on Friday. I'm planning to buy the last part of the wedding gift today and then hopefully after today I'll manage some NSDs.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Welcome to my city
in town the now *waves* x
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
:hello: back at you
Was only in Glasgow 30mins, onto the next part of my journey now so £13.60 spent on train fare and will soon spend £7.50 on boat tickets. Also must buy a coffee.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
The rest of the spends for yesterday were £5.65 on a coffee and snack on the boat plus £13.50 on the final bit of the wedding present.
Today should be a NSD, it's beautiful here so plan to spend the morning sunbathing, then getting my nails done (my mum's treat), the rehearsal and visiting a friend later.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Back home now from being away and had a fab time. So much fun spending time with the family and the wedding was amazing. Me and OH have both come back slightly sunburnt, more than slightly in OHs case, as the weather was beautiful.
I managed to completely overspend and will have to do a bit of a rejig of budgets to ensure everything is covered. Things will be pretty tight for the rest of the month, however, totally worth it.
I'm meeting a friend for lunch today but as it's a nice day we have decided to go for a picnic in the park so that will save a bit of money. Will need to do a shop at some point later as there's not much food in the house but will try to keep spends as low as possible.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Glad you had a great time
I may have gotten a slight "sunblush" a few weeks ago...
Rainy day fund — 210/1000 Emergency fund — 1019/1500
Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 00 -
AspiringButAnxious wrote: »Glad you had a great time
I may have gotten a slight "sunblush" a few weeks ago...
Thanks ABA, I got a little more sunblushed (love that) yesterday so my face is very red esp my nose, not a good look :rotfl:
A NSD today. Coming down with a cold though so will probably have to buy some throat lozanges tomorrow as I'm at the 'feels like I'm swallowing glass' stageMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980
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