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The 'extra payment every week' thread 2014
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Another Friday, another fiver extra payment made! I've now, mid July, paid more so far in extra payments this year than I did in the whole of last year :T XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Another £17.14, rounding down a credit card balance to another £100.... Slowly slowly!!0
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Welcome to all the newbies :wave: This really is a great challenge to get stuck into.
I'm a bit late but am declaring £13.50 for last week using up supermarket vouchers.
I can't do a payment this week as the CC won't allow anything below the minimum payment when it generates a statement so it'll get added onto next week. With luck, that will be my last payment and then things will be going to savings.MFW 2024 £0/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £99,801.75 FP May 36 Emergency Fund £17,500 100% Added to ISA 24 £0 Save 12k in 24 #31 £0/20,000 Debt Free 31.07.140 -
Friday fiver paid off XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Hi - may I join this challenge?
I'm using the YNAB budgeting tool and have set it up to look at the budget on a weekly basis. This challenge will allow me to use any underspend to make a payment every week.
PS - made my first payment - £2.56 towards the overdraft. Not the biggest amount but, as you say, the small things add up.44 day challenge
1. Pay £650 off overdraft (£ 288/ £650)
2. Lose 12 lbs (4.5/ 12)
3. Use YNAB everyday (6/44)0 -
Welcome Ninno and well done on your first payment! I don't know how many more ways we can say it apart from the immortal words of Tesc0 - every little helps! I've cleared in the region of £1800 worth of debt in the last 3 years by doing extra little payments every week XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
I really want to make my over payment that I have worked out of £65.00 to keep me on track but it would leave me with £40 until pay day next week and as my actual pay day is a bit sketchy I worry I won't have enough... gurr! what to do!!0
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£19.13 this week. Feels good to be back on the overpayment wagon again!
I'm now adding to my list the train fare every time my bf gives me a lift to or from work. At the stage where he refuses petrol money so my credit card might as well benefit whilst it lasts!0 -
kirstydriver wrote: »I really want to make my over payment that I have worked out of £65.00 to keep me on track but it would leave me with £40 until pay day next week and as my actual pay day is a bit sketchy I worry I won't have enough... gurr! what to do!!
Maybe see what you have left of the 65 + 40 and pay that after payday? Keeps me motivated to not spend or worry. X0 -
[SIZE="3"My dad passed away last Monday. My credit card has taken a severe hit.... But I will continual to plod away bit by bit to get rid of my debt..feel like burying my head in the sand but I know that only creates more problems... Mum will be coming over on Friday for some rest my sister is refusing to come to the funeral because my mum wont put her up she is homeless...(long story) and I feel like piggy in the middle............ why cant I have a normal family??? (what ever normal is) Dad's funeral is 22nd August as most of the family are away (including myself)...maybe I wont return and stay in Rome..now that sounds like a plan...Penny wise pound foolish. 366 days 1p challenge 2020 ✓ 2021 2022 2023 completed.
No.13 1p a day challenge 2024
No. 24 52 week savings challenge.0
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