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The 'extra payment every week' thread 2014

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  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear that Jaxsmar. My condolences for your loss and I hope the coming weeks go as well as they can for you Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • homemademama
    homemademama Posts: 54 Forumite
    Hi everyone,

    I would like to tag along with this thread please. Making an extra payment each week will make a difference to my DFD. Although my overpayments will have to start out small as my budget is currently strict to the penny!

    I have just started skimming the change from my bank account into a savings account so I will use that at the end of each week to make an overpayment.
    Highest debt: £25,702.08 :( (estimated) DFD 29th August 2018 Paid £35.25
    September Squirrels #27: debt paid £35.25/£500 ~ SFD 0/15 ~ Birthdays 0/£50 ~ Saved 0/£50 ~ Food £25.68/£250 ~ Food Bank 0/5 ~ Exercise 2/15 ~ Reflection 1/15
    Weight Loss: 0/56lbs
  • FlacosFloozie
    FlacosFloozie Posts: 830 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    So sorry for your loss jaxsmar ((hugs))
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • jaxsmar
    jaxsmar Posts: 518 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    £10.00 off Argos account. thanks for your support couldn't do it without you guys. :)
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
    No.13 1p a day challenge 2024
    No. 24 52 week savings challenge completed August 24
    No.16 1p a day savings challenge.
  • homemademama
    homemademama Posts: 54 Forumite
    £10 extra paid today to the carpet man. Only 6 weeks until it's paid off so it is my priority for extra payments!

    I've decided to make extra payments to whichever debt is smallest as none of them are gaining interest.

    If it hadn't been for this challenge it wouldn't have happened! Yay to being debt free sooner!
    Highest debt: £25,702.08 :( (estimated) DFD 29th August 2018 Paid £35.25
    September Squirrels #27: debt paid £35.25/£500 ~ SFD 0/15 ~ Birthdays 0/£50 ~ Saved 0/£50 ~ Food £25.68/£250 ~ Food Bank 0/5 ~ Exercise 2/15 ~ Reflection 1/15
    Weight Loss: 0/56lbs
  • kirstydriver
    kirstydriver Posts: 549 Forumite
    purplegrape wrote: »
    Maybe see what you have left of the 65 + 40 and pay that after payday? Keeps me motivated to not spend or worry. X

    I didn't spend anything so just paid it all off as extra! thanks for the advice :)
  • kirstydriver
    kirstydriver Posts: 549 Forumite
    Pay day for me so made some big over payments! £526.46 in total.

    With more to come each week I am on a debt busting mission this month!

    Happy Debt Busting August Everyone!
  • FlacosFloozie
    FlacosFloozie Posts: 830 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Well, I've done it! No more debt. I just want to say a really big thank you to PLMBL and all the folks on this thread. I've worked out you brought my DFD forward by 4 months. Thanks so much:beer:

    I hope you'll let me stick around but the payments will be going to savings now. Good luck to everyone xx
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • kirstydriver
    kirstydriver Posts: 549 Forumite
    jaxsmar wrote: »
    [SIZE="3"My dad passed away last Monday. My credit card has taken a severe hit.... But I will continual to plod away bit by bit to get rid of my debt..feel like burying my head in the sand but I know that only creates more problems... Mum will be coming over on Friday for some rest my sister is refusing to come to the funeral because my mum wont put her up she is homeless...(long story) and I feel like piggy in the middle............ why cant I have a normal family??? (what ever normal is) Dad's funeral is 22nd August as most of the family are away (including myself)...maybe I wont return and stay in Rome..now that sounds like a plan...

    So sorry to read this news. Hope your friends are supporting you through this tough time :( ((hugs))
  • kirstydriver
    kirstydriver Posts: 549 Forumite
    FlacosFloozie wrote: »
    Well, I've done it! No more debt. I just want to say a really big thank you to PLMBL and all the folks on this thread. I've worked out you brought my DFD forward by 4 months. Thanks so much:beer:

    I hope you'll let me stick around but the payments will be going to savings now. Good luck to everyone xx

    yaya! well done! many congratulations!
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