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Trying to get on track
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Today was my non working day this week. Took the rellie as far as dublin from which she was travelling on. We stopped at an outlet and picked up some bits and pieces but no big spends. Got home and happily it was still daylight. Attacked the garden vigorously for about an hour. Left both me and the now snoozing dog tired but in a good way. Dinner tonight is from the groceries yesterday so no spends there and no takeaways either. Tonight I'm going to rescue some aging leeks and make some leek and potato soup that I will take to work tomorrow as I have a conference call over lunchtime and also have an early finish to pick up OH's hemmed trousers.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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I meant to make leek and potato soup earlier but unfortunately laziness has taken over and I haven't5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
I love that *random act of kindness* in yesterday's post
Hope the leek & tattie soup making is going well
GreyingPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £182.09/£300
Non-food spend August 2025 £15.55/£50
Bulk Fund August 2025 £0/£100 -
I love leek & tattie soup. It was a soup I used to make for Little Miss Gap and myself when we had nothing. There was a food co-op across the road from us on Monday mornings and I was able to pick up cheap leeks, potatoes and stock cubes. Yum!Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Another tattie & leek fan hereI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy hump day everyone. We are truly heading in the right direction now. Roll on the weekend. This evening I need to do some money stuff and update my sig. With yesterday's mortgage payment, I have finally hit my 10% paid in year but am not sure where my op targets are. Frustrating thing is we have some stuff to ebay but am not convinced it'd be fully finished and posted pre Christmas and it is Christmas gift type stuff. Must be more organised. Had a late work night last night and didn't get home til around ten. Another heavy day today so time to get up and at em.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Brilliant news and a huge well done on hitting the 10% paid off :T:T That's a fabulous amount, feel like I'm dragging my heels in comparison :rotfl:. I should hit that marker April/May time I hope.
Hope the Hump Day is a good oneBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Happy hump day too!OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Well done on getting to 10% paidMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Good news on the 10% :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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