Trying to get on track

millionaire_in_training

Haha that's the reason I'm never picked for quizzes..............bloody rubbish lol

in_need_of_direction

Today I am grateful for OH getting some unexpected good news. Poor soul is in quite a tail spin as he doesn't quite know how to react.

RainbowBridgeReturns

That sounds very interesting, good news is always welcome!:easter:.

in_need_of_direction

Thanks RBR. Right now I just want to kill him, slowly and incredibly painfully for him.

RainbowBridgeReturns

Let me guess .......... He has come into a big inheritance and is keeping it all to himself ?? No .......... what has the poor man done? don't keep me in suspense x.

in_need_of_direction

Not too far. £10k ppi payout offer and is dithering about what to do with it. This relates to debts he ran up before we got together. I've tried pointing out that he should be happy that he doesn't have to worry which debt to throw it at as the only thing owed is the mortgage. Instead he's doing this whole "we need to be careful not to waste it" which I frankly find a bit galling. ESP as he has frequently though inadvertently, he claims, caused us additional outlay while derailing in part my MSE attempts. When I had the endowment issue re the a*shole ex that still hasn't paid out, for me there was an obvious place to put the money. Into the mortgage but not so for him while claiming to be totally on board. I don't always like trying to be money sensible but last year's health wake up call really made me think. The thing is, I contribute considerably more to the household each month so while we could survive on his income if we had to it wouldn't be particularly pleasant. The obvious way of reducing outgoings is to clear the mortgage but his contribution to this is to allocate half of the pay rise he got at the start of the year. Sorry for the moan. He's normally great but I just don't get it. If the mortgage clearance isn't something he's committed to, he should say so and we could talk about it. Though, talking about things seems to be the thing to most be avoided as far as he is concerned.

RainbowBridgeReturns

£10,000 is fantastic and would be a massive boost to your mortgage free goals. It does sound like the fair thing would be for him to stick it there, so I can understand why you are so frustrated.

If the direct frontal approach isn't working, is there another strategy you could use to achieve the same results? (I am ruling out the killing him slowly and painfully option as he sounds like he's worth keeping xx)

in_need_of_direction

Well, at least I haven't yet worked out his net worth dead yet. I did reach that point with my ex! It was worrying. I could have been a very Merry Widow and avoided the family disapproval caused by the split.

in_need_of_direction

So, need to get a wiggle on. Have booked a physio session today. My knee doesn't appear to be repairing as it should so am off to invest £40 with the lady who gave me the correct diagnosis (the one the doctors missed). So fingers crossed. Not very MSE I know but I trust her and if I have to spend to see her every week for a few months, it'll be well worth it. It'll probably mean that i collapse in a heap for the rest of the day though.

Magsnoodle

Hi INOD,

Hope the physio helps and it is money well invested. If you are in pain that is likely to put you at risk of going off the rails to make you feel better - well it would with me anyway - no will power I think it is called.

Your entry struck a chord with me. My other half is a lot older and due to retire in 18 months time - give or take. I had assumed that he would put some of his retirement lump sum towards the house - bearing in mind he moved in here with us when we got together. He is not on the mortgage due to his age and potential for it to cause us a problem. However, it would appear that this is not in his plans or if it is I would have to pay him half of the money back so that he still maintains some of the capital. I have decided that this is no longer an option although I do intend to see if I can raise an amount of money once everything else is paid off and see if he will match the amount.

It is always a shock if they are not on the same page as us. You'd think after all these years they would be eh? Maybe this is why women are from venus whilst men are from Mars????

Have a good weekend xxx