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Trying to get on track
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Oped should have been added to the Oxford Dictionary words just released. They're presumably not very MSE..there's another one
Wishing the 2 items out of the door, subject to your OH of course Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Had a catastrophe today when I pulled the underwear drawer too far out and it landed on the floor. That drawer was my pride and joy! It's back in and restocked but it was absurd how upset I felt.
Have arranged an early finish tomorrow, presents and card sorted and will call into my mum's after work. I'm absolutely shattered so am gonna grab an early night.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
I would have been beside myself over the undie drawer as well, INOD!a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library0
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Spent all day yesterday interviewing for a director of finance post that will pay more than I earn! Saw some highly competent people with little to no interview skills. Still, I got an earlyish for me finish. Got to pick up a prescription, grab mum's present, go to pharmacy, drop bags to charity shop and then go to mum's house. Spent some time with her and then dropped sis and mum off to meet other sis with whom they were dining. Picked OH up from work and we escaped home.
Today I did a few hours in work and then the grocery run. Got my £12 off for a £60 spend and got an extra 500 nectar points by stocking up on cleaning / tissue products. We then spent the afternoon dithering and then booking a 3 day weekend in Vienna at the start of December as OH had a buy one night, get one night free hotel voucher for a 5 star hotel to be used by end of December plus there is one direct return flight from belfast to Vienna that corresponded with the flight dates. The plan is hotel sacher to eat a slice of sacher torte, a trip to the zoo to see the pandas and the rest of the time to pockle around the Christmas markets. I'm more excited about this than I am about our big holiday in October.
Think I'm gonna continue today in slothful idleness and make inroads into stuff tomorrow. Today I am grateful for
Holiday offers
OH's sneaky stockpiling of points and vouchers for nice treats
Knowing that even though the dog is away, she is being so well looked after.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
Afterthought. One of the two identified items was kondoed to the charity shop. Looks like baby steps are the way forward where OH is concerned.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Baby steps are good as is keeping plodding
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
50% achieved to the CS - excellent in just 2 days :T
The other decided on by Monday at that rate Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
You'll love Vienna inood. Mr F and I went there for Christmas last year and had an amazing time.
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
The Vienna trip sounds amazing - if nothing else for the cake. Mortgage (Start Sep 2014)- £70,295/£0 - 100%
Overpayments - £48829.37 :j:j:j
Mortgage paid off Jan 20200 -
Well Sunday was a bit of a disaster. One where my gratitude was mainly for soft toilet paper. Not sure what I happened but I fell foul of a tummy bug. Yesterday got Monday out of the way and I had a dr appt where my jogging is totally not an option until after surgery though walking may be ok unless it hurts. So frustrating. On the plus side, looks like the surgery will be in the next three months or so, fingers crossed on that. Finally heard from dd who continues to enjoy her summer job as much as its location. Anyhow, time to get motoring. Financials to update this evening and some transfers to do. Also, quarterly interest will have hit.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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