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Trying to get on track

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  • beanielou
    beanielou Posts: 95,635 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I so dont know how you do it.
    I really dont.
    Keep plodding xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Lol. I read Buffies post first and then Greyings - got confused about Greyings pom poms a jiggling :rotfl: Then I realised Buffy was being naughty :naughty: and Greying really was talking about Pom poms (I think :rotfl:).

    Oh INOD you never seem to do things by halves, you just get on and do it. Amazing woman, but poor mum - you are all scaring me now as the mother of a soon to be 16 year who loves babies :eek:

    Hate the mean black dog, let's send it to dog boot camp. Never again will I let work take over. Friends keep us going through the dark times.

    Love to all x
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • in_need_of_direction
    in_need_of_direction Posts: 7,735 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well, it's been a bit of a spendy weekend. We've ordered a new dishwasher. We considered repair of the old but were advised it was unlikely given that it was 24 years old. On the plus side, there were funds available and the cash back earned will go to the mortgage. We also threw caution to the wind and booked a weekend in London to coincide with DS 30th birthday as it's both the bank holiday weekend here and he won't be coming home until the following weekend. Got the flights courtesy of av1os points and a reasonable hotel deal that OH will earn hotel points on.
    Sometimes you need to prioritise living.
    On plus side, kondoing of bed clothes continues. It truly does take a while. The curtains are however all sorted. Also we had a completely take away / dine out free weekend and used up somethings that were about to go off. Apart from that little was done and a relaxing weekend was had. Yay.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Glad you had a relaxing weekend - you deserved it :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,617 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    supersaver1000 wrote: »
    Lol. I read Buffies post first and then Greyings - got confused about Greyings pom poms a jiggling :rotfl: Then I realised Buffy was being naughty :naughty: and Greying really was talking about Pom poms (I think :rotfl:).

    *snort* - correctamundo supersaver - as I ain't too well-endowed in the *jiggles* dept. IYSWIM ;):rotfl:

    Morning INOD - Go team INOD - rah! rah! rah! *jiggles pom poms*

    Greying x
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £103.83/£300 
    Non-food spend August 2025 £14.73/£50
    Bulk Fund August 2025 £0/£10 
  • beanielou
    beanielou Posts: 95,635 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yes it is so important to get the balance right.
    Yah for living :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • in_need_of_direction
    in_need_of_direction Posts: 7,735 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Monday was a so so start to the week. One big meeting done with two scheduled for today and one in dublin Wednesday and then another there on Thursday. Highlight was a dental payment reimbursement so that will be £60 to the mortgage when it clears. Today I have a half ten meeting with a former boss. The one who caused me to leave my last employment. I'm dreading it. It will be him and a sycophant. I just hope I can stay professional. Yesterday evening, we got the shredding up to date and into the brown bin for collection today. Love knowing that stuff is leaving the house permanently. Anyhow, gotta get a wiggle on. Here's to a good Tuesday.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • beanielou
    beanielou Posts: 95,635 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Positive vibes for you today xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hope the meeting went well and ex boss is regretting your departure.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Catching up and sorry I wasn't here cheering you on with the rest of the gang :o. I love your saying it as it is, realism and you make me challenge my own thinking many a time - all of which are very valuable and appreciated attributes - making a positive difference to my own journey. So thank you :T:T

    Hope your meeting went well today and the sunshine and warmth adds an extra cheery spring in your step (subject to your knee ;))

    xx
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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