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Trying to get on track

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  • in_need_of_direction
    in_need_of_direction Posts: 7,738 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi gib, good to see you again. DS very cleverly ran into a wall full tilt when playing basketball.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    :eek: I didn't know that was how he did it INOD. Poor lad!

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • in_need_of_direction
    in_need_of_direction Posts: 7,738 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    More a case of muppet child. Can you tell I'm getting over the initial shock of it?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • beanielou
    beanielou Posts: 95,655 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    in_need_of_direction wrote: »
    More a case of muppet child. Can you tell I'm getting over the initial shock of it?

    :rotfl::rotfl::rotfl: Yes :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    :rotfl::rotfl::rotfl:

    Muppet child v Stalker :rotfl: Ahh, a mothers love and son cutting apron strings :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • in_need_of_direction
    in_need_of_direction Posts: 7,738 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just watched the c word, an amazing programme. Both humbling and inspiring while being a wake up call for the need to make days count. Life's to short to settle for anything but the optimum. For me, the dithering and the procrastinating has to stop. I have the makings of a truly great life but need to stop the self sabotage and the dithering. Today I am grateful for
    The health that I have
    The ability to improve my health
    My family and friends
    A home that could give me all I like
    A job that I don't absolutely hate
    Support
    The outlet this site offers
    This wake up call that I hope I can react positively to
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Watched it too, brought back some sad memories of losing a dear friend and colleague to it aged 29 with a very similar story and also thoughts of lovely ladies from here KissJenn and Taxi.

    It's made me more grateful for fresh air - the ability to live and breathe and the exercise and happiness walking the dogs bring. Keeping it simple just feels empowering right now :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • in_need_of_direction
    in_need_of_direction Posts: 7,738 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    So today is the start of getting a$$ into gear. First off is to tackle some hand wash only items that I conscientiously ignore. While they soak, fire up the oven and make some scones while laughing at the daft dog sitting watching them through the glass. Did a monster shop yesterday but didn't get any bread. I went to makro and emerged £111 poorer but lots of needed staples were purchased. Toilet roll, bottles of water that I go through when driving, etc.

    We deliberately didn't put some items away as under the stairs storage is being tackled and hopefully some areas can be redefined. I've already emptied one drawer by samosaing bags into another. OH has been tidying our alleged study which is more his man cave and has tidied away (despite not touching it) my money notebook which has my log in bits and pieces to online banking. That really needs to be found today. Also today, need to pay the credit card and figure out what to get him for his birthday on Sunday. I've bought hits and pieces including tix to Michael Palin but I feel he deserves more. Suggestions welcome.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hi Inod
    How about a subscription to a museum or art gallery,if you have ones that charge for special exhibitions, or to a magazine, (London review of Books, New Yorker, Nature, New Scientist, Private Eye????)
    V
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • giblet1979
    giblet1979 Posts: 864 Forumite
    Eighth Anniversary Combo Breaker
    Gosh INOD - that does sound like a shock. Glad you're getting over it now tho :)

    Really sounds like you're doing great, and you're reminding me that I also intended this Bank Holiday to be productive. Must get up, lol

    Hugs xx
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:
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