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365 days adrift .... land ahoy!

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  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Make the most of today, try not to think about tomorrow

    Was hoping to potter in garden today but the rain has come.......
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • Well ... another week seems to have disappeared :eek:

    Plodding along I guess :)

    I phoned the vets to see if there's an alternative for Maisie's anti-histamines as they're £20 / month :eek: or to see if I could get a prescription and order them online .... well I can't even find them available online so they're apparently special order from a supplier :eek:

    If it was a couple of months it would be fine - but her itching is getting longer each year and it's really only from Mid November - Mid Feb that she doesn't itch at all! 9 months @ £20 is getting a bit steep

    (we have tried the ones I can get over the counter - under supervision of previous vet but they sadly don't do a lot for her which is a bit of a PITA)

    Receptionist did the usual - 'does your insurance not just pay it' :mad:

    Anyway, spoke to the vet who was much more understanding! :)

    We have a new one to try - which works out at £6.70 / month so much better! :) Fingers crossed .....


    What else .......

    Oh I signed up to do the Election Count - not something I really like to do as I'm not good with late nights BUT I'm on hol that week so have 3 days to catch up!

    Really need the money :o - can't remember if I've posted on here about the external works needing done on the house (I think it might've been on the EF thread) ..... thankfully split with next door but still need to fund £250 :eek:

    Hopefully should have £100 in the EF that's accessible by then (£300 is in an ISA that I can't really get hold of :( to stop me raiding it :o) .... I may need to raid the advance landline funds which aren't due until May so could repay from the election money - are you still with me :rotfl: it's a constant juggling act!

    Might even need to raid the '£ a week, 50th birthday surprise' pot as I know there's £60 in there ...... *sigh*
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good idea on count.
    I used to do the daytime shift :eek: but £££'s were great so well worth it :)
    I need to spend pennies too on house :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I'll much rather do the day I think but far, far to long to leave the dog - even if I had the walker come in. Pretty sure its 6am - 10pm:eek:

    How are you Beanielou?

    Hope your house bill is less than mine - big downside of it being yours
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yes, 6ish to 10 ish.
    Hoping to get a couple of new windows fairly soon.
    One is totally rotten.
    Also need other 'stuff' done.
    As you say downside of house ownership.
    Is it really worth it?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    As you say downside of house ownership.
    Is it really worth it?

    Don't really want to go there ..... my mortgage is about £200 / month less than my rent was (and that's 8 years since I rented so lord knows what it would be now) - that wasn't sustainable long term - it was nearly 50% of my salary before any other household costs

    No chance of a council house or affordable housing here so it's the only option ..... given an affordable alternative ..... nope, I'm not sure it is sometimes



    Moneywise ..... cashed in the '50th birthday treat' pot money towards the house repairs :( not thrilled about that - but really can't see how else I'm going to raise the money *sigh* - ohhhhh to just be able to afford it when things happen!



    So ... Happy Easter everyone :)

    Enjoying the few days off ..... work busy and hectic / not enough hours in the day etc etc .....
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wishing you a :easter::easter:

    Hoping you have rest and relaxation along the way
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • Bubblesmum wrote: »
    Wishing you a :easter::easter:

    Hoping you have rest and relaxation along the way

    Back at you! :D And to everyone else :)


    Had quite a good day :) been to visit Mum & Dad (traffic was absolutely awful both ways - thankfully it's not too far now!)

    Lovely and sunny - stopped off at the small, nearly always deserted beach on the way back (it backs onto a Nuclear Power Station :rotfl:) and it was actually quite busy ... hate to think what the others must've been like!

    Just spent the past couple of hours in the garden - tackled the overgrown clematis / ivy / honeysuckle on one side of the fence ... hope to get it painted tomorrow (watch - it'll rain now!)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • So Easter has been and gone :eek:

    Been an absolutely bloomin' lovely weekend here :)

    Met up with the lady I got Maisie from at a dog show on Friday .... she says she's looking good! I do really enjoy catching up with her but I always worry she'll ask for her back (I know she won't but ....)

    Sat I slept a lot :o (still getting over the lurgi thing I had :() and Sun I had Easter Lunch at M&Ds ..... Mon I painted the side fence ready to put the new screening up :) (I'll need to wait until May hols for mum to help me) and today I had a lie in .... pottered around and then had a lovely walk on the big beach :T

    Back to work tomorrow ....


    Don't read on if eating


    On the downside - I have an infected toe :(

    Having an 'iffy immune system means every little cut tends to go yukky but I'm pretty good at dealing with them as a) I'm used to it! and b) I've got stuff like iodine which is great for dealing with minor infections.

    I have terrible feet (as those who've been with me for years will know :rotfl:) and every so often I get a really bad toe .... I thought I'd sorted it the other day and it was just sore while it recovered but it's still looking vile and angry :(

    I've trussed it up with an iodine strip and will hope it's a bit better tomorrow

    If not, I'll seriously have to think about going to the foot clinic ... I've put it off so far as I really can't bear the thought of anyone else touching it / digging around in there! :eek:

    Foot clinic is good as you can refer yourself BUT it's a bit of a PITA as they will only sort out problems once they happen, you can't go for preventative stuff :( and I'm afraid I just can't afford to go to the podiatrist regularly

    (I might have to go and see her once this toe is sorted though - just to check the others aren't going the same way. It's really been far too long since I've been to see her :o)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Really sympathise, since I had septicima from a fall and a cut, my immune system is temperamental.

    I get more infections in my fingers and spend a lot of time with them socking in mugs of hot salty water..... Does the trick bi put a pain in more ways than one !
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
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