Declined for YBS Cash Transactor Account!!

kirkbyinfurnesslad_2

juicyjesus that must be the most stupid question you have ever asked on this forum since you joined........

Archi_Bald

grumbler wrote: »

Why are people so concerned about sending a passport by mail?
At the end of the day, most new passports get mailed by the Passport Office. And many embassies process visa applications by post (that is more relevant for non-UK citizens)

There is a big difference between some passport office sending you your passport to your home address and you sending your passport to a big organisation's post room. Even if you send it recorded, you have no idea who has your passport after it was initially received and signed for, and you have no idea what happens with your passport whilst in the custody of a bank. Don't say bank etc employees are all 100% reliable.

grumbler

Archi_Bald wrote: »

...and you have no idea what happens with your passport whilst in the custody of a bank. Don't say bank etc employees are all 100% reliable.

And what actually can happen? My passport passes through so many hands during it's life that I don't really care if there are a few extra pairs of hands. E.g. it's a norm for many hotels abroad to keep your passport until you leave.

Gromitt

grumbler wrote: »

The costs are covered by the special delivery Compensation Cover.

Thats fine for getting it to its destination, but doesn't cover what the various bank employees will do with it, and they may well (most likely will) send it back by standard post.

JuicyJesus

Gromitt wrote: »

Thats fine for getting it to its destination, but doesn't cover what the various bank employees will do with it, and they may well (most likely will) send it back by standard post.

The last time I posted ID it was returned to me by Special Delivery.

Gromitt

JuicyJesus wrote: »

The last time I posted ID it was returned to me by Special Delivery.

Who was that? On the rare occasion I've sent off id, it's come back in a normal envelope, franked, and had a price of less than 50p.

grumbler

You can always ask first and, if needed, enclose a prepaid Special Delivery envelope with address and instructions.

System

This account is a (high volume) instant access savings account hence the pitiful interest rate and ATM card.

A current account usually has a proper sort code / account number, debit card and the ability to have an overdraft facility / cheque book.

grumbler wrote: »

Can you give a 'bulletproof' definition of 'current' and 'savings' then?

grumbler

Heng_Leng wrote: »

This account is a (high volume) instant access savings account hence the pitiful interest rate and ATM card.

And?
All current accounts are instant access. Most pay pitiful interest and many come with a cash card.

A current account usually has a proper sort code / account number,

I assume, so does this one as it allows DDs. Am I wrong?

debit card and the ability to have an overdraft facility / cheque book.

Absolutely not. Many current accounts have none of these.

Uxb

Gromitt wrote: »

Who was that? On the rare occasion I've sent off id, it's come back in a normal envelope, franked, and had a price of less than 50p.

I've had both
The "banks" tend to send it back by plain post.
The "investment groups" tend send it by some recorded/special delivery

(I always get asked for paper certified copied)