Pay ALL your debt off by Xmas 2014!

BritAbroad

108 here.

Made another payment today - now at £1919.59/£10,000 so far. Going to push for 20% before the month is up!

truebluemummy

Please can I join?

£2363.77

on two cc since the start of January have paid off £111.47 which seeing it put down in black and white I am really pleased about.

Sandypan

Finally can report that today, the 27th January 2014 I am officially CC and Loans Debt Free! Settlement figure paid on car today just need to make a dent in the mortgage now!
Its been a long haul, April 07 on CC's and loans alone owed £54,489!! Wasn't in the position then to do much about it except try to make minimum payments but kept a record of everything in my finances folder and sitting back looking at it today can't believe how far we've come. Jan 09 - 46,405, May 09 - £42,864, Feb 11 - £31,660, Mar 12 - 23,753, Oct 12 - £18,000, Feb 13 £15,572 and today £0!
This site has been amazing and the help and advice on the forums is superb. It feels great now to think my hard earned cash will be spent on me and my family and not paying massive interest payments to CC and loan companies. Intend to keep MS it's a way of life now and next hurdle is to clear the mortgage.

recurrent-ostrich

Sandypan wrote: »

Finally can report that today, the 27th January 2014 I am officially CC and Loans Debt Free! Settlement figure paid on car today just need to make a dent in the mortgage now!
Its been a long haul, April 07 on CC's and loans alone owed £54,489!! Wasn't in the position then to do much about it except try to make minimum payments but kept a record of everything in my finances folder and sitting back looking at it today can't believe how far we've come. Jan 09 - 46,405, May 09 - £42,864, Feb 11 - £31,660, Mar 12 - 23,753, Oct 12 - £18,000, Feb 13 £15,572 and today £0!
This site has been amazing and the help and advice on the forums is superb. It feels great now to think my hard earned cash will be spent on me and my family and not paying massive interest payments to CC and loan companies. Intend to keep MS it's a way of life now and next hurdle is to clear the mortgage.

Well done! :j

amber03

No15 here just paid another £200. so total is now £947.98.x

Kei

Evening,

Pay day today :j just paid off the family debt

#136 £425/£3,905

Finally off to a good start!

looking_forward_not_back

WOW Sandypan a big congratulations to you. It clearly shows its possible to turn things around. What an inspiration you will be to so many
Well done you

minicooper272

Well done Sandypan! That's completely awe inspiring - you have done so well! :j It's really nice when you can see the huge leaps you made from one year to the next too!

Jo3y83 welcome - you're number 143

truebluemummy welcome to you too, you're number 144

Very jealous of all these pay day people - I can't wait for Jan to end. It has been such a long month, and I can't help but feel like it should have been over days ago!

Thrifty_Fashionista

Sandypan wrote: »

Finally can report that today, the 27th January 2014 I am officially CC and Loans Debt Free! Settlement figure paid on car today just need to make a dent in the mortgage now!
Its been a long haul, April 07 on CC's and loans alone owed £54,489!! Wasn't in the position then to do much about it except try to make minimum payments but kept a record of everything in my finances folder and sitting back looking at it today can't believe how far we've come. Jan 09 - 46,405, May 09 - £42,864, Feb 11 - £31,660, Mar 12 - 23,753, Oct 12 - £18,000, Feb 13 £15,572 and today £0!
This site has been amazing and the help and advice on the forums is superb. It feels great now to think my hard earned cash will be spent on me and my family and not paying massive interest payments to CC and loan companies. Intend to keep MS it's a way of life now and next hurdle is to clear the mortgage.

AMAZING! Well done
TF x x x

bridget81

evening all


hope everyone is well : )


big congratulations on those who have achieved debt freedom, such an inspiration and reminder that there is hope and nothing is impossible


I have made payday payment today.


# 133 = £1106.52 / 15196


wooo woooo, feels such a relief.. my mission is to tackle the interest earning cc, but I don't have anything I can balance transfer to : ( and I don't want to apply for another cc, so only option is to overpay and clear the thing asap


hope everyone has a lovely evening


bridget : )