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Pay ALL your debt off by Xmas 2014!

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Comments

  • amr547 wrote: »
    i'm doing well with operation lose weight, so far i have lost 6lbs (since the 1st jan) :) am hopeful i'll reach my 2 stone target by the time we go on holiday in july

    :T Well done! 2 stone sounds a lot in 6 months, I don't think I could manage that!
    Bailey25 wrote: »
    Well done on the weight loss! I'm struggling to find the motivation at the moment. I seem to focus really well on one thing and at the moment it's debt busting!

    I've gone for a new extreme and am reading lots of books about how the western diet is slowly killing me. I figured 'fear' might be good motivation!
    I believe it's sorted. The £43 is in my bank account and the account *appears* to be closed. At least my log in doesn't work any more. I suspect my last email, that informed them that their "blithering incompetence had reached new depths" may have done the trick. :rotfl:

    :rotfl: Well it's one way to get them to listen to you I suppose!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    :T Well done! 2 stone sounds a lot in 6 months, I don't think I could manage that!

    that's what i thought but i am aiming for a 1-2lb loss each week and as i've already lost 6, i only need to lose 22 more.... so with a bit of willpower, july should be easy enough :D

    might get Zumba for Xbox Kinect out:rotfl:
  • *hayley*
    *hayley* Posts: 53 Forumite
    edited 26 January 2014 at 4:27PM
    I think I understand how this works now. Been reading the threads.

    I have £6000 to pay off this year and want to do it before Christmas :) Could I join please, know it's rather late in the day (or month, as it is :) )
    Time for some debt busting in 2015 - Light Bulb Moment 4/4/15
    HSBC Credit Card - £900 :( HSBC Overdraft - £888.22 :( Natwest Credit Card - £1701.51 :( Nat West Overdraft - £1200 :(
    Trying again to get back on track....... Getting there slowly but steadily
    5 years of not buying clothes challenge - £0 :j
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    *hayley* wrote: »
    I think I understand how this works now. Been reading the threads.

    I have £6500to pay off this year and want to do it before Christmas :) Could I join please, know it's rather late in the day (or month, as it is :) )

    its never too late :j one of the admins will be along soon to give you a number!

    ooh, been looking at car insurance quotes. cheapest so far is £286. looking at those cashback offers too...
  • affordmylife
    affordmylife Posts: 1,224 Forumite
    Part of the Furniture Combo Breaker
    hi everyone. great to see new people joining in and everyone doing so well with payments.


    im still really motivated which is unbelievable for me!!! lol.


    I am hoping to pay off another £200 tomorrow and I have enough cash for food for the rest of the month.


    my aim is to either cut down my hours at work, change jobs or finish altogether (unrealistic really) so if I can shift this debt and change my perspective it should be a doddle.


    cant wait for payday again but its not til 19th February - ages away.


    anyway lets stay on track and do this together xx
  • Dh's been paid so i've made another payment to the CC.

    #035 £562.93/£5035

    I've not paid as much as i wanted to as we have car tax and mot to come out of this pay. Fingers crossed the car will pass without too much wrong with it then i will be able to pay some more.

    Amr -well done on the weight loss, i'm really struggling at the moment to find the motivation, i lost 16lb last year but think i have put most of it back on :eek:. My big down full is chocolate, hence my username but i know i will regret it when we finally get some warmer weather and the coat has to come off :eek:.
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    *hayley* :wave: welcome! it's never too late to join, you're #141. I've put you down with a £6k target - is that ok?

    Amr - i'm jealous of your weight loss. I need to get my bum in gear!

    Mini - my 1st car was an R reg old style fiesta. I kept waiting for it to die so i could get a new a one but it never did. Ending up selling it last year.

    I just realised i've been a member on this site for just over a year now, go me :), It's made such a positive impact.
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • Hi guys

    Any tips on cutting grocery spend? Its just me and a cat but i spend loads... I dont have a car so cant shop around so im restricted to online shopping really....

    the cat eats a lot for a kitty but i dont waste food....
    LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
    Current total 29/11/2015 £4226.43
    CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.12
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Hi guys

    Any tips on cutting grocery spend? Its just me and a cat but i spend loads... I dont have a car so cant shop around so im restricted to online shopping really....

    the cat eats a lot for a kitty but i dont waste food....

    meal plan! what do you like eating? once you've planned what to eat for a week, you can budget accordingly and shop around.
  • amr547 wrote: »
    meal plan! what do you like eating? once you've planned what to eat for a week, you can budget accordingly and shop around.

    Ahh planning meals... the thing i suck at lol...

    Andshopping around is an issue LOL Asdas webiste sucks... although now morrisons is playing online shopping i have two places to shop if i spend over £30 LOL
    LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
    Current total 29/11/2015 £4226.43
    CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.12
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