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Pay ALL your debt off by Xmas 2014!
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My current car is an R reg Fiesta, it's had a bit of a battering but just keeps ploughing on, love it! My grandad bought it when it was 2, then my Auntie had it for a few years (they both live in London so when I got it it had really low mileage) and then I got it in 2010 I think it was. If I won the lottery, I'd have it spruced up and aircon, heated sides added etc, and keep it running forever. :rotfl:
It's pay day tomorrow so I'm looking forward to making some payments. The manual one (savings against Loan) tomorrow, then the standing orders come out on the 1st. :beer:
my OH has an R reg honda civic!! it's brill, but the MOT is coming up soon, eek :eek:0 -
#038 £829.65 / £4016.44
Now including the money saved ready to pay off the credit card before the 0% period ends.DFBX2016 #024
Target = £10804
Paid = £24340 -
108 here.
Made another payment today - now at £1879.52/£10,000 so far.0 -
Still four days to pay day for me but thankfully my last night shift draws to a close in 3 and a half hours (not that I'm counting or anything...)
Bank account still in credit by about 8 quid so all things considered this month hasn't been too bad money wise, would like to make a big payment come Friday but will see how things are going as supposed to be going out for tea and could do with sorting driving lessons and eyebrows out :rotfl:0 -
no 56. Paid another £200 so £900/£2700. 33%.
Go me x0 -
Slight change to the plan. Taking advantage of an offer of a free car meant bringing forward the insurance purchase, which I put on a 0% card until when I intended to pay it in the summer.
So my total has gone up to £12635
current status is:
#120 £2375.88/£12653CHALLENGES MAR'14:
CHALLENGES 2014: £1-a-day#43 £84/£365; £3350k BY MAY £2700/£3350; £1500 BY JULY £0/£1000
EMERGENCY FUND £0/£2500; 2014 MFW #61 £0/£2500; CC £290/£2270
2014 SUMMARY (POAYD 2014 #120 £3074/£12485 24.6%
101 MONTHS... MORT: [STRIKE]£63,000[/STRIKE] £66850 | LOANS: [STRIKE]£26,000[/STRIKE] £0 | CARDS: [STRIKE]£33,000[/STRIKE] £1980
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Bah - the month has gone a bit t*ts up for me. Payday tomorrow but very little to throw at the debt this month due to other factors. Paid off the £3800 credit card because I suddenly found out I was being charged 'cash advance' level interest on that due to the types of purchases it was used for. So killed that with the O/D but apart from saving myself massive interests costs, it was just a case of robbing peter to pay paul, and no real progress made. However, it is a relief to see £0.00 balance on that credit card, and it will not be used at all for the forseeable future. Have a £462 balance on the other one, will aim to chomp it down at £100 p/m until it is gone. It will be the end of May when my OD/credit cards are all sorted/gone and then it will just be the Sainsburys loan to tackle which if all stays on plan, I can overpay to the point of paying it off, by the end of the year, 4 years early
Next month I hope to have a proper update for the spreadsheets!!
Keep on keeping on you guys, everyone is doing great and we've almost made it through the worst monthDebt Free 08/08/2014 :beer:
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Another £100 off the debts today. Started to tackle the Argos card now :j
#66 £1697/£12500 thanks for updating for me:D
Jan NSD 4/15
2015 Pay £7000 Off Debt No. 107 £566.51/£70000 -
Can I join please?
My debt to clear is £9,655.520 -
haha I know this isn't the way to go about clearing debts however I have got myself a few extra quid this month.
Was sooo bored on Saturday night as OH had gone out for the night. So I was on Quidco and spotted Gala Bingo dishing out £32 for a new sign up. With that I signed up and deposited £20. A lot you may think however it's all good. Since Saturday I have only been on the site 3 times and have made back my £20 (still £20 in the account) plus made a further £37.19 in winnings which I have withdrawn and is going to go in my account. Plus today I got my Quidco confirmation that I will get £32 cashback at some point. So for £20 outlay I have won £69.19.
Don't worry I won't be spending any more. What's left in the account I will use to try and win more and once it's gone it's gone. I'm not that lucky haha but it's easier than trying to win a 10 game football accumulator.0
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