Pay ALL your debt off by Xmas 2014!

Frizzle_2

My regular payment goes out today and I need to overpay a chunk, but we are heading out the door for a weekend away so will update on Monday!

Mat_Lock

minicooper272 wrote: »

Well my car PASSED without a single problem. First time ever! :j:j About 5 advisories (need to clean the window wipers , a little bit of wear on the coils and axle), but nothing too urgent.



I didn't really do any pre-MOT checks - I just had it serviced around 6 weeks ago, so I knew the oil and water would all be fine, and I did a bulb change 4 weeks ago. The car is now 10 Y.O., 90k miles, so it's a nervous time when it goes for an MOT!

I think I will treat the car to a full valet as a reward! I have never paid someone else to do one for me before, but it's picked up a lot of spiders and I'm too scared to do one myself!

Great news on the car but as always with life that sucks you got done over by that LL for your new flat. Hope you can find something soon.

We were wanting to get some rescue cats for our flat but the landlord said as part of his leasehold that no animals were allowed in the buildings. It destroyed my fiancee as she was sooo wanting some cats.

I wish I had the money to get our own home then we could do what we wanted.


Your car is a baby compared to mine haha mine is 12.5 years old, done 112k but as like yours passed the last MOT with flying colours. No advisories but they did tell me it was hard work getting it through the emissions test. Partly my fault for not going out and giving it a long blast on the motorway.

Wanna_Bee_Free

So sorry to hear about the flat Minicooper but that's good news about the MOT!

I've made a double payment of £1040 today so my total paid is £1881.44 so far.

It has been too complicated to have the separate virtual overdraft rolled up on here too and so I've decided to tackle my original debt by Christmas and rebuild my savings pots separately.
No 100 £1881.44/£5411.64 = 34.8% with £3530.20 still to pay.
And I will be trying cash envelopes again in August as I am still letting myself spend more than I've budgeted - this needs to STOP!

lashie

Only £100 paid for me this month so :

127 - £2600/£4000

IrishRose12

Another small payment today £20 off so I now stand at

#148 £860/£2500

minicooper272

Thanks guys! I'm sure we'll find something soon, just would have been nice to have one more stressful thing ticked off. It will give me a bit more time to get my finances in line though...

Just so you all know, the end of !month total will be totted up on Tuesday - I'm away this weekend, and don't have my laptop!

Toomuchdebt

Bit more paid off ...hang on cant remember what my totals were...lol


Have paid off 1861.06/4000 #165....almost half way

starnac

July was a rubbish month for me, overpayment wise. August is a new month however and an overpayment of £101.20 made already.

#87 £3,320.38/£9,827.73 or 33.8%

Rachiedabbler70

Wow - sorry I'm late with congratulations but just read through the last two weeks - so many good things happening:


Brightpurple - DMP paid - must feel great - well done
Jonesy88 - debt free - fantastic achievement
Gunwharf - credit card 1 cleared - onwards and upwards
Amr547 - congrats on passing degree
Matlock - congrats on getting engaged - hope you are both very happy together
Wanna Bee Free - well done on getting the new job - hope it works out well for you
Minicooper - MOT pass always a big bonus (but also sorry to hear about the landlord letting you down - hope you find something even better)
Beers all round - :beer:
Just about to finish this post and realised haven't updated my pay day payments. Still paying over half my monthly income to debts and living off very little money. No holidays or spending on anything but essentials until I am completely free of credit cards and loans.
:eek:
#058: £11,052.64/ £12,600 (87.72%)

BritAbroad

108 here.

Another payment towards the car. Now I'm at £7339.56/£10,000.