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Pay ALL your debt off by Xmas 2014!

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Comments

  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Sounds a good find minicooper

    I have papid another £113.36 today so my updated figure is...

    #49 917.00/4032 = 22.74%

    I really need to start putting more effort into debt repayment or I won't achieve this challenge again this year.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,943 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning all,


    haven't updated in a while. To say my mind hasn't been on it would be an understatement!

    810/4600


    current total is 3790


    Really not going well here! I do have savings but don't want to use them to pay off the debt.


    For the remaining months I need to pay off 758 pounds each month.........


    Need to make a plan.


    xx
    Nevertheless she persisted.
  • Aphidgirl
    Aphidgirl Posts: 431 Forumite
    Sixth Anniversary Combo Breaker Debt-free and Proud!
    Morning everyone, well done on all the recent successes and good news!

    It's payday today :j I've paid £83 off my creation finance account, which means only one more payment of £60 left for next month and then its paid off!! That was for my PC which I bought on credit around 2 years ago. It's a decent make and good for gaming. As of next month i'll actually own it fully :)

    So current figures are:

    #163: £3665/9141 40%

    More to follow when the direct debits come out on the 1st....
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Well done Amr! And enjoy your holiday - hope you and OH feeling better.

    Congratulations Mat-Lock. More incentive for sorting finances and hopefully squeezing in funds for the PS3 ;)

    Great news about the new job Wanna Bee Free.

    Great news about flat minicooper - sounds ideal for you guys.

    Joining in on the good news band wagon I am almost there now :

    # 005 : £ 6,550 / £7,000

    hoping my DFD will be towards end of August :D
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,943 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LAM2011 wrote: »
    Well done Amr! And enjoy your holiday - hope you and OH feeling better.

    Congratulations Mat-Lock. More incentive for sorting finances and hopefully squeezing in funds for the PS3 ;)

    Great news about the new job Wanna Bee Free.

    Great news about flat minicooper - sounds ideal for you guys.

    Joining in on the good news band wagon I am almost there now :

    # 005 : £ 6,550 / £7,000

    hoping my DFD will be towards end of August :D


    This is very impressive! Well done!


    XX
    Nevertheless she persisted.
  • Aphidgirl
    Aphidgirl Posts: 431 Forumite
    Sixth Anniversary Combo Breaker Debt-free and Proud!
    Well done LAM2011! Almost there :)
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wow LAM2011 - getting really close!
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Car goes in for that dreaded little old acronym tomorrow... The MOT. I will have £270 to cover any costs, so I really hope it doesn't come in any higher than that!
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Thanks everyone - it feels like it has been forever but I suppose that was because I was in debt for years and in reality I am lucky I found this place and motivation to keep going and that it has taken just under 4 years to get rid of it. Its thanks to all of you who are in the same boat offering advice, ideas and incentives to keep going. :T
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    minicooper272 wrote: »
    Car goes in for that dreaded little old acronym tomorrow... The MOT. I will have £270 to cover any costs, so I really hope it doesn't come in any higher than that!

    Have you done the usual bulbs/tyres/fumes checks? Hopefully nothing else will crop up. How old is the car? Any advisories from last year?
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