Pay ALL your debt off by Xmas 2014!

kirstydriver

Mat_Lock wrote: »

Won't be for a few years yet. Ideally wanted to clear debts and get a deposit on a house first before getting the wedding organised.

Sounds like a good plan! good luck with it all, am sure you'll get there quicker than you think!

starnac

Some lovely news on here today.

Congratulations to Mat and amr (for different things )

It's been a tought month here so no overpayments made. Minimum payment on the loan came out yesterday though so minus the interest that was £142.28 off the balance.

Total paid off so far this year is as follows

#87 £3,219.18/£9,827.73 or 32.7%

parsniphead

amr547 wrote: »

i passed my degree:j:beer:

Well done amr:T

Mat_Lock wrote: »

Congratulations amr

Payday also for me today and already sorted out my balances.

I got engaged to my beautiful fiancee :j:j on holiday last week, I bought the ring the day before we flew to Corfu so had to put it on the Tesco credit card. So I've added that to the new balances and paid it all off already.

New balances: £2669.77/£4339.77 61.52%

Total debt went up but paid off more so my debt paid off percentage rose to 61.52% - really need to get it to 75% by end of next month. Still waiting for the £178 from Quidco at some point in the future. Could do with that paid out before Xmas.

Congratulation Mat_Lock.:T

Frizzle_2

foxy78 wrote: »

£500 from me , one more payment and am done :j

Siggy updated

Well done! Must be great to see the light at the end of the tunnel!

amr547 wrote: »

i passed my degree:j:beer:

Huge congrats!

Mat_Lock wrote: »

I got engaged to my beautiful fiancee :j:j on holiday last week, I bought the ring the day before we flew to Corfu so had to put it on the Tesco credit card. So I've added that to the new balances and paid it all off already.

Great news! Well done for paying it off already!

GunWharf

#174Good day from the South Coast. A few quid paid off so now at...

£10308/ £27890

amr547

soooooo tired. just bought my euros, €1.24 for every £1 which isn't bad I think. anyway i'm just doing some washing then i need to iron and pack it all up.

minicooper272

Congratulations amr on passing your degree! Still keeping my fingers crossed for the OH...

And Congrats Mat on your engagement!

I feel like I'm getting really bad at money management again. Once again I'm contemplating charging 'life' to the credit card because I've spent all my cash. In reality I think I've just been trying to stretch my day-to-day budget too far (covering train fares for interviews, using it to pay the credit card, extra fuel etc). I really hate feeling like I'm not in control of my finances...

amr547

minicooper272 wrote: »

I feel like I'm getting really bad at money management again. Once again I'm contemplating charging 'life' to the credit card because I've spent all my cash. In reality I think I've just been trying to stretch my day-to-day budget too far (covering train fares for interviews, using it to pay the credit card, extra fuel etc). I really hate feeling like I'm not in control of my finances...

i feel like that too. i need to learn to cook - i'm going to invest in a slow cooker and hopefully we will get more value for money from our meals! seem to live on bags of frozen stuff at the moment.

minicooper272

amr547 wrote: »

i feel like that too. i need to learn to cook - i'm going to invest in a slow cooker and hopefully we will get more value for money from our meals! seem to live on bags of frozen stuff at the moment.

I really love cooking! It's one of my favourite things to do. I love feeling really smug at work because my lunch cost 12p a portion :rotfl: Slow cookers are not bad, although I really hate the idea of leaving something electrical and hot on when no one is in... I can't remember who I said it to recently, but if you do want to learn to cook, the best place to start is often with student cookbooks. They just assume people have left home knowing how to boil water.

archery

Difficult month big expense with car service and mot £300 more expense than normal. So debt reduction not as high this month as not possible to do overpayments.
Total debt reduction for july £1120.21

number 125(archery)
£8825.80/£13000