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Pay ALL your debt off by Xmas 2014!

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Comments

  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    GunWharf wrote: »
    Evening All!

    Its #174 here reporting for duty!

    Payments made today and have cleared credit card Number 1! My first Major Miles stone!

    So here is my updated figure £10112/ £27890

    I have Paid over £10,000 back this year..........rock on!

    :T

    Well done - its such a great feeling to crack that first £10K :T
    Jonesy88 wrote: »
    a small announcement....

    I AM DEBT FREE!!!

    Yay! :D go me!

    However i'll still be hanging around as it's now time to focus on OHs debts.

    So Mini, can I have a 2nd target of £5000 please? I've no idea how doable it will be to clear it by Christmas, especially with our impending house move too.

    How fabulous Jonesy - I cant wait to join you in a few months time - well done! :T
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Have done a car boot and sold some unwanted horse stuff and made another overpayment to loan so my new balance is

    #5 £5,000 / £7,000
  • Frizzle_2
    Frizzle_2 Posts: 1,104 Forumite
    I have been following this thread for over a month and I am up to page 38! Thought I had better ask if I could join before I read anymore as it could take a while to get through! I want to clear our car loan of £6965.20 before the end of the year. If it was just me this would be manageable but I have a hubby who likes to buy things!! We disagree a lot when it comes to money. I want to get rid of the loan. He thinks we should keep it for the next 4 years and not to worry about it! Anyway that's me! Please may I join? I am also squirreling money away from the grocery budget (following the 52 week challenge), which wasa secret but hubby found out about it in march! That doesn't help when hubby knows I have a little stash!! 😉
    Grocery challenge-
    J- 52.40/£200 M- 187.56 A- 212.93 M-193.44 F-201.31 J- 240.62 D- £149.27 N- £210.69 O- 196.80
    S- 213.68 A- £213.03 J- 249.66 J-206.29, M- 252.91, A-£250, M- £250

    debt free as of feb 2015. Now saving for deposit for new house! Moving in June 2015!!!
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    A quick update from me

    Muppets #34 Pd £7596.96 / £13,500 - 56.27%
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well I am back from holidays and sadly back to work which means I am depressed and skint :(

    I also smoked on holiday so I've got to reset the no smoking clock too :(

    Hope everyone is alright and doing well with the debt busting.
  • Betsie2010
    Betsie2010 Posts: 413 Forumite
    I'm posting my payments now for the end of the month as I know I won't be paying anymore off and I go away as well.
    So
    #158 £4358.31/£12060.76 = 35.87%
    2015 £2 Saver #82
    SPC #323 £66 (2014)

    Pay All your Debt off by Xmas 2015 #104
    Look after the pennies and the pounds will look after themselves
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    i am sooo skint too. get paid on friday fortunately
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Frizzle wrote: »
    I have been following this thread for over a month and I am up to page 38! Thought I had better ask if I could join before I read anymore as it could take a while to get through! I want to clear our car loan of £6965.20 before the end of the year. If it was just me this would be manageable but I have a hubby who likes to buy things!! We disagree a lot when it comes to money. I want to get rid of the loan. He thinks we should keep it for the next 4 years and not to worry about it! Anyway that's me! Please may I join? I am also squirreling money away from the grocery budget (following the 52 week challenge), which wasa secret but hubby found out about it in march! That doesn't help when hubby knows I have a little stash!! 😉

    Hi Frizzle - welcome :) You're number 208! Hope you give your hubby a little chap on the wrists and tell him to leave you're stash alone!
  • Frizzle_2
    Frizzle_2 Posts: 1,104 Forumite
    Yay!! Thanks.
    No 208 reporting my £846 savings towards my loan.
    846/ 6965.20
    (12.1%) I like the fact that we can be geeky!!!!
    I will have weekly updates, monthly regular payments and monthly overpayments so hopefully should constantly chipping away at it!
    Grocery challenge-
    J- 52.40/£200 M- 187.56 A- 212.93 M-193.44 F-201.31 J- 240.62 D- £149.27 N- £210.69 O- 196.80
    S- 213.68 A- £213.03 J- 249.66 J-206.29, M- 252.91, A-£250, M- £250

    debt free as of feb 2015. Now saving for deposit for new house! Moving in June 2015!!!
  • mossy
    mossy Posts: 1,263 Forumite
    Part of the Furniture Combo Breaker
    Hi peeps, finally have some money to pay off the card.

    New balance currently stands at...

    Paid off another £80 - No 191 £2588.67/£5426.67 47.70%

    Might have a slight delay in clearing the card this year as I think we might have accidentally decided to take DD to Disneyland Florida next year!! :D :eek: :j We will wait and see what the plane tickets are like in September but it's pretty much a done deal which means we'll need to switch from clearing the card to saving for the holiday! You only live once. ;)
    Saving for Disney again, oops why book one Disney holiday when you can book two!
    :starmod: Emergency Fund Savings - #148 - £10/£1000 1% :starmod:
    :xmastree:#083 SPC6 £63 - SPC7 £90 - SPC8 £63 - SPC9 £54 - SPC10 £26 - SPC12 £70 :xmastree:
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