Pay ALL your debt off by Xmas 2014!

amr547

we are mid terraced and our neighbours are both retired which is great. my old place, also mid terraced, had people who liked doing diy at 6am and the other side was a thug who used to beat his girlfriend up. :eek: needless to say i am glad we moved. i would like a semi detached with a decent garden when we move - pref not with a road in the front and at rear!

minicooper272

Byebyedebthellolife wrote: »

I know I am very, very late but is there any chance I can join please. I am not going to be able to read the 133 pages all at once but I will slowly work my way though them if I can join.

I have approx 13k of debt. Will work out the exact amount this week.

Not too late at all! You're more than welcome to join, and I don't expect you to read all the way back to January... You'll be #206!

Ruthy1604

rubywhatashmoo wrote: »

35p a listing on ebay now once you're out of free ones :mad: Need to have a good think about how much stuff I've got to get rid of - if it sits around the house for too long it'll all end up in the bin/charity shop anyway cos I can't do with the mess but at 20 listings a month it could take me until xmas to get everything on! :rotfl:

Ruby,
If you wait, they will send you an offer on more free listings. I never pay to list anything & got an email at the weekend saying I can list 100 items this month for free. :rotfl:
Only 2 items sold at the weekend totaling a tenner. I must be down to the dregs now
Ruth

rubywhatashmoo

Ruthy1604 wrote: »

Ruby,
If you wait, they will send you an offer on more free listings. I never pay to list anything & got an email at the weekend saying I can list 100 items this month for free. :rotfl:
Only 2 items sold at the weekend totaling a tenner. I must be down to the dregs now
Ruth

Oh good stuff I might just get my photos ready and cross my fingers!

Well the last of my auctions finished this evening - I'd paid for postage, ebay fees etc - sent £90 to my bank and treated my self to a few bits (dress for a wedding I'm going to next month, new handbag and a SW food diary) then I went to my online banking and started setting up the payments for next month - only I paid the money off the card immediately instead of scheduling it for payday :eek: So not only do I actually have less in my account than I did before the ebay-a-thon, I've paid the CC before the statement date so I'll have to pay more when I actually do get paid

I'm such a twit - this is what you get for trying to sort out your online banking at the same time as watching the end of Avengers Assemble :rotfl:

So I will have to sort out a load more ebay stuff to try and see us through the month - and will be having tea & cake at home instead of having a day out - but on the positive side, the weather is supposed to be pants this week anyway

parsniphead

Another small update from me today.I have paid an extra £11.82 so my figures are as follows...
0
#49 803.64/4032 19.93%

I would have like to have taken it over the 20% paid mark but I have moved into the 800's so that's OK.

amr547

Just updated the signature .... I'm glad we're moving closer to august

rubywhatashmoo

amr547 wrote: »

Just updated the signature .... I'm glad we're moving closer to august

I can't believe it's still more than two weeks to pay day :eek:

amr547

rubywhatashmoo wrote: »

I can't believe it's still more than two weeks to pay day :eek:

A week til OH is paid and a week on fri for me

rubywhatashmoo

So jealous! Me and OH get paid on the same day - well we did at least, he's due to start at a new place next Monday so fingers crossed his pay date has moved!

brightpurple

Hi all. I haven't been on for ages as snowed under with work, but wanted to share my good news. I made my last payment on my Debt Management Plan with Payplan in June and received a lovely phone call from them at the beginning of this month confirming that all my creditors had been contacted and my balances were at £0.00. I have paid off around £50,000 in debt over the last 7 years via this plan and to get this call was lovely. Makes a change from all those from creditors chasing payments.
I would love to say that this means I can be added to the debt free roll of honour, but not quite there yet as I still have a family loan to pay back. I should be able to pay at least £1000 a month plus a bit more on occasion so this should be cleared fairly quickly, although my parents aren't pushing for this as they are just relieved that I am finally back on track. I can see the light at the end of the tunnel at long last and it is a great feeling!
My latest total for this year is:
#041 £7086.97/£16500
Keep pushing forward everyone, there are some brilliant amounts being paid off and some amazing stories on here. We are all kicking debt up the butt!