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Pay ALL your debt off by Xmas 2014!

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Comments

  • IrishRose12
    IrishRose12 Posts: 1,790 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It's payday tomorrow :j Although any money I have coming in is going straight out again on paying who I owe. Plus I've spent too much money this week from DD or on my Credit card but I'll have it paid off really soon :) But hoping to get a few things paid off tomorrow. Can't wait:T
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
  • angelbob
    angelbob Posts: 551 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Minicooper do you live with him at the moment?


    Just a little update today, I'm so hoping to be at 10% by the end of Feb
    #63 £422.82/£5202.67
    Pay ALL your debt off by Xmas 2023 #59 £7008 Paid £570 Owing £6438 #1 H1 £151, #2 H2 £100, #3 O £200, #4 M £1500, #5 Z £295, #6 C1 £340, #7 L £1084, #8 N £840, #9 C2 £1930
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    I did it! I hit £1000 :D Totally forgot that my boyfriend needed to pay in his phone bill money (it comes out of my account as it was my old contract I gave to him instead of cancelling) so that was an extra £27 when I needed an extra £20 to hit £1000! So excited!

    I have about £20 left until my next payday on March 7th as I need to keep most of my wages in for end of month direct debits, so won't be any more payments for 2 weeks (unless I get to cash in any surveys but they take a while for the money to come through)

    My only expenses will be petrol and maybe Pepsi (my one food vice.. along with chocolate...) so hoping I can manage on the money I have left for that and not have to put any on the CC. Should be able to get to work/gym and back for two weeks on that!

    So, officially #77 £1000/5300

    Woot! :j
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    Sorry to double post but a LONG awaited £4.60 just came through on one of my survey sites, so that sent me over £10 which I have cashed immediately for a Marks and Spencers voucher! Will 'swap' that with my Mum so now I will NOT be paying anything on the CC I promise!
  • 108 here.

    Had made a few more payments. Now at £4105.26/£10,000. However, my payoff plans have now been totally derailed by very unexpected medical costs. So I think the debt will be increasing for a while. :(
  • Kei
    Kei Posts: 327 Forumite
    My OH went driving around a new housing estate earlier, and announced that the houses were really nice, and he's going to arrange a viewing. After 5 years together, I made a bit of an assumption and piped in 'But I don't have a job there yet, so can't really be committing to a house when I can't guarantee I'll get a job nearby'. Apparently he wasn't assuming I'd be buying this place with him.... Apparently one of us isn't seeing us being long term enough to risk buying together! Fuming!

    I think that I would assume the same after 5yrs! What would his plan be with the mortgage repayment, surely not expecting you to contribute to his mortgage payments as well with the property all in his name?!
    [STRIKE]Family £400[/STRIKE] CC1 [STRIKE]£415[/STRIKE] Lloyds [STRIKE]£460[/STRIKE] [STRIKE]Natwest£750[/STRIKE] £627.59 Tesco [STRIKE]£1880[/STRIKE] £1725 Grand total £2,352.59

    Pay off all debt by xmas 2014 #136 £1552.41/£3905

    Additional money made 2014 £88.50
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    can i have some vibes for tomorrow......the car is going for its MOT. justs orted the tyre then the flippin battery died!!!! didnt realise how short my jump leads are, i thouht we might have to get my car on OH's car to make them reach hahaha
  • amr547 wrote: »
    can i have some vibes for tomorrow......the car is going for its MOT. justs orted the tyre then the flippin battery died!!!! didnt realise how short my jump leads are, i thouht we might have to get my car on OH's car to make them reach hahaha

    Good car vibes heading your way! Let us know how it gets on :)
  • angelbob wrote: »
    Minicooper do you live with him at the moment?

    It's a long story, but to summarise, we did live together, then my job brought me 300 miles away. We've been long distance for a while, and now I'm looking for work back there. As we lived together before I'd kinda assumed we'd live together again, as we managed not to kill each other the last time around!
    BritAbroad wrote: »
    However, my payoff plans have now been totally derailed by very unexpected medical costs. So I think the debt will be increasing for a while. :(

    I hope it's nothing too serious! Hope you (or whoever the medical costs are for) get better soon!
    Kei wrote: »
    I think that I would assume the same after 5yrs! What would his plan be with the mortgage repayment, surely not expecting you to contribute to his mortgage payments as well with the property all in his name?!

    Well I pointed this out. Apparently either I move in to his place and pay him rent (I said that was a big fat no) or we both buy separate places, live separately for a while, and then rent out one of them when we move in together (because that's not a hassle). He conceded that if I live with him and help him pay his mortgage, I could get my name on the deed. But surely I'd want to have an input on the place he buys then? I'm pretty peeved still, can you tell?
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Good car vibes heading your way! Let us know how it gets on :)

    thankyou! fingers crossed :eek:
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