Pay ALL your debt off by Xmas 2014!

amr547

i feel better now need to hit the pillow now though as i am absolutely drained!

minicooper272

Hi GingerFurball - welcome - you're number 156! Good luck

garmcqui welcome too - you're number 157! Good luck


Thanks Loopymadlover - I've added your total in now.

Jonesy - I'm liking the 25% on the nose! It's great when you hit a milestone like that :T

amr that's really frustrating - I've never had a landlord who gave me notice when he was coming round, it's a right pest! But it's not up to them to be telling you how to manage your house, as long as it's not leading to damage tell them to sod off!

Thrifty_Fashionista

Havn't paid any extra off my debt, as it isn't payday until next Tuesday...however, today spent nothing! And have cancelled drinks tomorrow with a friend until next week. Otherwise it would have gone on the CC. Will go instead next week, and use cash.

Tf x

Raggydoll85

Little payment for me to get my new month started

#022 £139.05/£4363.58

amr547

i thougt i had 30 quid left, ive got 18. bah...... definitely a month of being strict next month!

Tiffany_Aching

amr547 - I agree with marliepanda. Change the locks!! If you have a Yale type lock then you just have to change the barrel. Take a look on YouTube to see how it is done - it really is very simple to do. Be sure to keep the original lock and replace it when you leave and don't worry about the landlord - it is perfectly legal to do this (but do remember to replace landlords lock!).

Although the shortest month, February really seems to have been dragging - I can't wait for March as we will have a little extra £££ coming in to throw at the debt and we will also be able to start planting out in the garden. We're hoping to get quite a few (edible) seeds sown this year in a bid to cut down on our grocery shop a little more. Simple, easy things to grow but it will still save a few pennies. I'm spending a bit of time lurking over on the Greenfingered board at the moment!

I've been throwing cash at the credit cards as it comes in and I made a £700 payment to the Argos card yesterday. All the statements have come in now and it looks like we have paid off a good amount over the last two months. We are still horrifically in debt (£22.5k *sigh*), but getting below £20k is in sight and I am hoping that we will be there by June. I'm seeing this as a bit like losing weight and setting myself smaller aims as I reach for each goal!

Anyway, update for me is #66 £2650/£12500

marliepanda

Just got a call from the garage about my parts warranty claim, theyre paying up! So happy. I hadnt even considered it in my debts as as far as I was concerned I was NOT going to pay it, but its nice to know that I officially don't owe anything anymore!

Natwest have put a random charge of £6 on my account which has annoyed me, but I have contacted live chat and they will refund it when it actually gets taken on 4th March, so must remember to get that sorted!

Pay is also £12 short from what I was expecting due to some weird overtime confusion, so I will definitely be stretching it to hit £1000 this month, but hopefully if some survey money comes through I might do it. I keep reminding myself I'm still ahead and not to set targets then be annoyed when i don't hit them!

Betsie2010

Hi I've only just found this thread, can in please join?
I will need to add up my debts but have just moved the last to a 0% so need to make sure I clear them before they turn into interest payments.
This year I've decided against a holiday, paying on cc, and decided it is the year to clear the debts.

amber03

Forgot to update the end of last month, another £200.00 tucked away, not as much as I hoped for but don't want to leave myself short. Hopefully I will have a little bit left the end of the month.


NO:15 £1147.98/£6000.00

minicooper272

Hi Betsie2010! You're number 158 - just let me know how much you want to pay off