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2014 - The Final Furlong

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Comments

  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Hi LAM,


    Thought I'd pop in and say hello :D


    Great news about the loan figure and the e-baying...must get back into that again.


    Pmo2
    x

    I do struggle with ebay - some people do really well on it. I use it to boost some extra cash now and again.
    Great News about The loan!! Well done you!!:) Smiley face back at you!
    GMOOD xx

    Thank you :D
    Piquant wrote: »
    That's really good news on the loan figure, a little less interest paid too. The overpayments make a difference.

    Yes I chipped away initially at my credit cards with little bits and pieces and it really helped. Luckily not having them I can throw a little more at the loan.
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    jwil wrote: »
    Found you :D

    Great news about the loan balance.

    One way I keep an eye on my balances for those without internet access, is through the noddle credit report. It's free, and as long as your creditor reports to them, you can see your balances there, though it can be a month or 2 behind. (I hate phoning people up though so it works for me :o)

    Yay - Jwil - how are you. You are the ebay queen :)

    Yeah I am signed up with Noddle but they are far to far behind lol. I don't mind phoning - you have answer 500 security questions lol but they are always friendly and it doesn't take too long.
    Hi Lam :)

    You are doing so much better than me on the bay of e - but i do only have low value-ish items listed at the mo. - but it'll all help if it sells :D

    Excellent news on your loan balance being less than you thought :T

    Hi DDFW - ebay can be really depressing after all the fees and the hassle of photographing listing etc but needs must and at the end of the day it beats some other methods of selling :)
    Hi Lam! Good luck with the debt busting this year :)

    Thank you x
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Morning :D Today is a me day :D

    My ebay items sold and have been paid for - (I only listed for 3 days as I knew they would sell) so after fees and keeping some for postage I made £59 which I have transferred to the loan.

    Any extra from the amount I have allowed for postage I am going to put in the money box.

    So today I am off to the post office, need a few groceries (top up) and then got a couple of jobs to do.
  • Eyebright
    Eyebright Posts: 1,019 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    You really keep reminding me I need to start listing some stuff on ebay! Great sales results and from only 3 day listings as well :D

    Have a lovely day xx
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Thanks EB - I just need to stay away from the chocolate boxes and biscuit tins that OH has hidden in the kitchen. :D
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    YAY - just got my letter saying I should receive a cheque within 20 days £380 - this is for one of my credit cards that PPI - I paid £215 so plus interest less tax = £380.

    Going to pay £80 off loan and put £300 in savings for now. :j
  • That's fantastic Lam, excellent news :D x
  • Eyebright
    Eyebright Posts: 1,019 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Nice one LAM, that will come in very handy!
  • Excellent News on the Loan, Ebay and PPI Lam :j:money::j. No stoppi ng you, way to go go go

    :)
    4 - 6 month loans
    500 payday loan canceled continuous payment, have to wait for it to default to set up a repayment plan
    £600 to brother
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Great news all round

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
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