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2014 - The Final Furlong
Comments
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Hi LAM, your food goals are looking pretty similar to mine!
Well done on the ebaying, I was naughty and didn't get around to listing anything yesterday. I hate ebaying with a passion, so any excuse not to just do it, I take. Although I did feel really awful yesterday. Still I feel a bit perkier today, and am gearing up to toddle down the road to the post office to grab a card for my brother. It's blowing a hoolie (love that word btw!) down here, so that should blow out the cobwebs, and burn approximately 5 calories I'm sure...
How are the horsies? On the mend now?
Have a lovely day, well done on sorting out lunches for work. This is one area I also intend to do better on this year.0 -
Good luck with your goals
Granny x
Thanks granny xGood morning
Happy new diary and good luck with your goals. Hope the hossie is mended to and you are back out competing soon
Hi BB - Hope you are well - will come catch up soon on your diary. Hossie finally off box rest - riding should resume shortly.Hi LAM, your food goals are looking pretty similar to mine!
Well done on the ebaying, I was naughty and didn't get around to listing anything yesterday. I hate ebaying with a passion, so any excuse not to just do it, I take. Although I did feel really awful yesterday. Still I feel a bit perkier today, and am gearing up to toddle down the road to the post office to grab a card for my brother. It's blowing a hoolie (love that word btw!) down here, so that should blow out the cobwebs, and burn approximately 5 calories I'm sure...
How are the horsies? On the mend now?
Have a lovely day, well done on sorting out lunches for work. This is one area I also intend to do better on this year.
Horsie fine now thanks
I have also brought lunch to work - 2 days running!0 -
So I phoned the bank for an updated balance on my loan and I got such a nice surprise. When I worked out my spreadsheet I just took the interest figure and divided it by 36 months but of course with overpaying the interest rate adjusts too and I am actually £120 better than I thought. (insert over the moon smiley here
)
When I originally started this journey my loan alone was £24K!! It is such an amazing feeling to see the balance on my spreadsheet say £6,330 at the moment.
Totally inspired to overpay some more now. Ebay items finishing today so hopefully some more to add later.0 -
That's brilliant LAM, and such a nice surprise too! Well happy for you. It's so motivating too, to know you are further ahead than you thought.
Fingers crossed for the ebay stuff to sell for a good price. Glad to hear horsey feeling better.xx0 -
Hi Lam! Good luck with the debt busting this yearMortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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Hi Lam
You are doing so much better than me on the bay of e - but i do only have low value-ish items listed at the mo. - but it'll all help if it sells
Excellent news on your loan balance being less than you thought :TCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Found you
Great news about the loan balance.
One way I keep an eye on my balances for those without internet access, is through the noddle credit report. It's free, and as long as your creditor reports to them, you can see your balances there, though it can be a month or 2 behind. (I hate phoning people up though so it works for me)
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hi LAM,
Thought I'd pop in and say hello
Great news about the loan figure and the e-baying...must get back into that again.
Pmo2
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Great News about The loan!! Well done you!!:) Smiley face back at you!
GMOOD xxLBM 01/03/12 Debt £[STRIKE]27924[/STRIKE] :eek:
now £0 100% paid :j :beer: :T0 -
That's really good news on the loan figure, a little less interest paid too. The overpayments make a difference.Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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