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2014 - The Final Furlong

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Comments

  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Happy New Year dearest LAM. Whiskery kisses from my boys to your girls, a furry headbutt from Colin and much love from me x
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Piquant wrote: »
    Happy New Year dearest LAM. Whiskery kisses from my boys to your girls, a furry headbutt from Colin and much love from me x

    Thank you so much x
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Happy new year Lam, wishing you a happy, healthy, debt free 2014

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    grannyx2 wrote: »
    Happy new year Lam, wishing you a happy, healthy, debt free 2014

    Granny x

    Thank you Granny x
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Back to work tomorrow so updated my Jan spread sheet - transferred my December salary that was paid early and been sitting in my saver account over to current account.

    Managed to overpay £60 into the loan. Will phone on Monday and get updated balance - its frustrating they don't have online facilities or send statements so I just keep my spread sheet running and then call every now again for an update.

    If I am on target with budget will transfer more over nearer to next pay day (20th).
  • Happy New Year LAM. Hopefully this is your year to get rid of the debt once and for all xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Eyebright
    Eyebright Posts: 1,019 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Happy New Year LAM! :D

    I find it so annoying that in this day and age a company can't provide online facilities for tracking a loan etc. Absolutely bonkers! It's like they want us not to keep track....
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Happy New Year LAM. Hopefully this is your year to get rid of the debt once and for all xx


    thanks MIT - going to keep focussed and I am sure I can do it.



    Eyebright wrote: »
    Happy New Year LAM! :D

    I find it so annoying that in this day and age a company can't provide online facilities for tracking a loan etc. Absolutely bonkers! It's like they want us not to keep track....


    isn't it just?!
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Happy Friday everyone


    ok, so I apologise in advance - my 'return' key is having a wobble - sometimes it works sometimes it sticks.


    So after reading some inspirational diaries I have decided two things for Jan :


    1) Ebay - Target £100


    I wasn't going to ebay until Feb as I felt that most people don't have any money in Jan but came across a couple of horsey 'winter' items that are unused so now is actually a good time whilst its still cold and whilst it is free listing over the weekend.


    2) Weight


    I have not got on scales yet this year but having not done much exercise over the xmas period and having eaten loads my work clothes are feeling a bit tight! Not sure what goal to set - someone said aim for a llb a week so will see what happens.


    Going to sit down later and menu plan for next week and go do shopping tomorrow after my 'weigh in and measure'.
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Morning,
    ok so my £5 reward from my bank :D (I love this) has arrived as well as the £5 claimed from MSurvey. SBucks £5 should arrive soon then I can overpay loan with £15.

    Also want to photograph 2 items and get listed on ebay today. Another dark gloomy day and camera is not great so hopefully photos wont let the listing down.
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