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2014 - The Final Furlong
Comments
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Amazing news, October and DFdom will be here before you know it
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Wow just caught up - that's amazing!!!! Have you planned your DF day yet or nothing special?Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Woe congratulations!!! That is incredible and October is just a stones throw away!!! I can imagine how you feel!!! Amazing!!! :j:j:j:j:j:jLBM 01/03/12 Debt £[STRIKE]27924[/STRIKE] :eek:
now £0 100% paid :j :beer: :T0 -
DebtFree2012 wrote: »Wow just caught up - that's amazing!!!! Have you planned your DF day yet or nothing special?
No, I haven't - it still seems a bit surreal to be honest. I think I will only believe it when I have the money in my bank instead of the DD going out.Getmeoutofdebt wrote: »Woe congratulations!!! That is incredible and October is just a stones throw away!!! I can imagine how you feel!!! Amazing!!! :j:j:j:j:j:j
I know - I get a bit emotional sometimes thinking about it. I cant believe how much money I have 'thrown away' at debt. BUT lesson learned - now I just want to try and have some savings for once in my life.0 -
Some extra £'s earned from part time work and juggling of spreadsheets at mid month means I managed another overpayment to the loan so now it sits at £2,100.0
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I reckon you're going to do it before October0
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I reckon so too!!!!! Goodness me how exciting!!!! I am living it with you!
I haven't thought about it as you say - when you still have the money in your bank instead of out every month - I'll keep thinking I've forgotten to pay something if and when I have money left in my bank.
Keep going, the finish line is so so so closeDebt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
October! Fantastic. Look how well you have done. xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
I'm another cheering you on from the sidelines, I can't wait, you are so close now! :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Thank you ladies.
I know I could have done it slightly sooner if I was not competing - but my events only happen April to October and although costly its something I have wanted to do my whole adult life and my horse has finally learnt to play the game.
I have decided any further swags vouchers I will claim as Am*zon vouchers for Christmas presents. I am lucky in that I only have about 5 people to buy for and we only exchange small gifts. the only person I spoil is my DS whom I try get something special for.
I am up to £30 on my Sainsb card from nectar adpoints and few top up bits I sometimes stop at Sainsb for. This is going towards our Christmas day meal. again - its small - just me OH, my mum, DS and his partner.
I tried to do a 'survey evening' last night and got bombed out of 6 one after the other!!! so have lost all interest in them again!0
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