2014 - The Final Furlong

DebtFree2012

I am the same LAM - but we can't put (well we could but it I don't think we should) our lives on hold whilst we clear the evil debts. I have my 2 which, altho cost me a fortune in livery and other things, I wouldn't be without. You have to live and enjoy it otherwise it's simply not worthwhile.

Have a fab weekend and hope it's not a wash out judging for you.

jwil

I agree that it's important to still have a life.

The trick with surveys is to do them as quickly as you can after you get the notification. If you save them all up for a few days you'll likely get screened out of them all. It's better to spend a little time each day if you can, it doesn't stop the screening out, but does reduce it a lot.

LAM2011

DebtFree2012 wrote: »

I am the same LAM - but we can't put (well we could but it I don't think we should) our lives on hold whilst we clear the evil debts. I have my 2 which, altho cost me a fortune in livery and other things, I wouldn't be without. You have to live and enjoy it otherwise it's simply not worthwhile.

Have a fab weekend and hope it's not a wash out judging for you.

I have put my life on hold for the past 2 years as I was so desperate to get rid of the debt but now I can see the end I have eased off a bit. Fence judging was fun and so interesting to see what goes on behind the scenes.

jwil wrote: »

I agree that it's important to still have a life.

The trick with surveys is to do them as quickly as you can after you get the notification. If you save them all up for a few days you'll likely get screened out of them all. It's better to spend a little time each day if you can, it doesn't stop the screening out, but does reduce it a lot.

I will try however so busy at work and then knackered at night so not always possible till weekend.

LAM2011

Good weekend and am off tomorrow

Have sold some unwanted horsey stuff at a horsey car boot thingy - added some of my money that is left over for the month (pay day this week) and have overpaid another £100.

Going to put the rest of the stuff on ebay tomorrow and tidy up cupboards.

So loan balance now £2,000. With my overtime, ebay and another tight month budgeting for Aug - am hoping to overpay £500 before end of July.

LAM2011

Pay day - yay! So with a bit of spread sheet jigging and assuming my ebay items sell at the existing bids I have managed to overpay another £500 so now owing £1,500! It seems unbelievable really - I keep opening my spreadsheet to have another look.

Need to be careful this next 4 weeks till next payday and hopefully can make further small overpayments. My DD comes out on 1st and incomings are a) cashed in £5 from My Survey b) owed £75 for part time work carried out c) been offered some overtime for next week. Not forgetting I am owed for my expenses and my usual £5 from my bank

DebtFree2012

WOW! It's just there, I can taste it for you!!! Bet it feels really strange!?

How's swagbucks doing for you? Is My Survey similar?

GunWharf

LAM2011 wrote: »

Pay day - yay! So with a bit of spread sheet jigging and assuming my ebay items sell at the existing bids I have managed to overpay another £500 so now owing £1,500! It seems unbelievable really - I keep opening my spreadsheet to have another look.

Need to be careful this next 4 weeks till next payday and hopefully can make further small overpayments. My DD comes out on 1st and incomings are a) cashed in £5 from My Survey b) owed £75 for part time work carried out c) been offered some overtime for next week. Not forgetting I am owed for my expenses and my usual £5 from my bank

Fantastic! It is because of Journeys like yours that keep me motivated. Many thanks and good luck on your final push :T

LAM2011

DebtFree2012 wrote: »

WOW! It's just there, I can taste it for you!!! Bet it feels really strange!?

How's swagbucks doing for you? Is My Survey similar?

Thank you - does feel really strange.

Swagbucks has been a bit slow to be honest - just been too busy - I have only done £10 in July. My Survey is just surveys and they drive me mad sometimes. I try sit on a Sat and do them but if they are already 'old' I get bombed out so again slow to cash in. I got cross with them and left it for a for a while so have only done £8 this month lol. BUT, every little helps so if I can fit them in I do.

LAM2011

GunWharf wrote: »

Fantastic! It is because of Journeys like yours that keep me motivated. Many thanks and good luck on your final push :T

Thank you - you look like you have already made a huge dent in the debt! It is a hard journey but when you start to reach milestones like under £20k, under £15k, under £10k ..... it starts to feel that slowly but surely you will get there. Good luck on reaching your DFD.

LAM2011

So yesterday I helped a friend who works for a big company having a trade stand at a fair. I thought I was just volunteering and then at the end of the day we were given an envelope of vouchers


Mentioned it today at work and colleagues have bought the vouchers off me to use at presents - I suppose I could have done the same thing but its £60 now to pay off the loan - yay!!


Another 'meaty' item on ebay and at this rate am hoping to be DF in September :j:j