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2014 - The Final Furlong

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Comments

  • LAM I hate e-baying as well but will need to do some soon I reckon. Horrible wet day here today as well
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Good on you on your latest fiver! I got one too from SB today! Yayyyy! And yes e-bay is a pain with the postage etc but look on the bright side it brought you 4 fivers! Like you say it all adds up! Good on you and stay positive! You are doing great!
    Gmood xx
    LBM 01/03/12 Debt £[STRIKE]27924[/STRIKE] :eek:
    now £0 100% paid :j :beer: :T
  • jwil
    jwil Posts: 22,438 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the sales! I find the more I sell the more inclined I am to list, so fingers crossed.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Good on you on your latest fiver! I got one too from SB today! Yayyyy! And yes e-bay is a pain with the postage etc but look on the bright side it brought you 4 fivers! Like you say it all adds up! Good on you and stay positive! You are doing great!
    Gmood xx


    Thanks Gmood - as you know its hard sometimes to keep positive all the time. I still feel like I am wishing my life away and in a way money has no value - its just numbers being used to watch the numbers go down on my spreadsheet. I wonder if I will be able to save when its all done :/
    jwil wrote: »
    Well done on the sales! I find the more I sell the more inclined I am to list, so fingers crossed.
    I wish I had your stamina Jwil - the more I do the less I want to do it. Then I stress if the thing has made it there and then I take it personally when they cant be bothered to leave feedback lol.
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Well a quiet week for me. Another £5 from swags on its way and I got paid for helping a friend do a job one night. After rounding down the accounts and rejigging budget spread sheet have paid another £66 into loan. going to phone later for an updated balance owing.


    My horse is having a little rest period after tweaking her neck and back so I am off to help some friends competing this weekend.


    Hope everyone had a good one whatever you are up to. :)
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Whoo hoo - just called for a balance update after the last few months overpayments. I was never sure how to work out the reducing interest thing and its always a lovely surprise when I phone for a balance.


    I am finally under £3,000 ! :j:j


    my current total is


    £2,980 yaaaayyy
  • jwil
    jwil Posts: 22,438 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LAM2011 wrote: »
    I wish I had your stamina Jwil - the more I do the less I want to do it. Then I stress if the thing has made it there and then I take it personally when they cant be bothered to leave feedback lol.

    I find lots of people don't bother with feedback any more. I don't take any notice now. I don't leave feedback unless they do or otherwise let me know they've got their item and are happy with it.

    LAM2011 wrote: »
    Whoo hoo - just called for a balance update after the last few months overpayments. I was never sure how to work out the reducing interest thing and its always a lovely surprise when I phone for a balance.


    I am finally under £3,000 ! :j:j


    my current total is


    £2,980 yaaaayyy

    That's brilliant news, well done :j :j :j :j :T :T :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Fantastic news

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    OMG that is AMAZING!!!!!!!!!!! Well done you - I cannot wait to follow in your footsteps xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • LAM2011 wrote: »
    Whoo hoo - just called for a balance update after the last few months overpayments. I was never sure how to work out the reducing interest thing and its always a lovely surprise when I phone for a balance.


    I am finally under £3,000 ! :j:j


    my current total is


    £2,980 yaaaayyy

    Congratulations!!! You are doing fantastically well!! good on you!!:T
    LBM 01/03/12 Debt £[STRIKE]27924[/STRIKE] :eek:
    now £0 100% paid :j :beer: :T
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