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2014 - The Final Furlong

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Comments

  • Well done you!!!! You are doing so well!!! You will be debt free bfore you know it at this rate!! Fantastic stuff!! xx
    LBM 01/03/12 Debt £[STRIKE]27924[/STRIKE] :eek:
    now £0 100% paid :j :beer: :T
  • Brilliant LAM. Be no time before you get there xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Eyebright
    Eyebright Posts: 1,019 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    You are doing brilliantly LAM, you are such an inspiration!
  • jwil
    jwil Posts: 22,433 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Lam, you are so close now!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Wow you're doing fabulous. An inspiration to the rest of us :)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Wow you're on the final push now LAM, well done you've done fantastically well :j :j xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Wow - so many messages - thanks everyone :):)
    Am on old computer so >> smiley things on side don't work, the return key doesn't let me see how many lines I have added so this might be messy lol.


    Well its June - gosh already! I now owe £3,270 - didn't quite make it under the £3k mark but as usual life sent me another test in the form of a dog vet bill! I cant complain - have had her since she was a small puppy and she has probably needed vet 3 times in 12 years that were not routine treatments. Good news is I managed to pay for it cash and not overpay any more for the month.


    I am without a car at the moment as OH friend is fixing mine (bearings needed doing) its cheaper but means he can only do weekends and didn't manage to fix it completely as a part was missing. So frustrating not having a car and its only been 1 day lol!


    I have things to ebay but didn't manage to photograph them this weekend - hoping to get them on this week - only small value items but every little helps and I am on a mission to de-clutter my bedroom (well my side anyway ;0) my OH is a hoarder and keeps a beady eye on what I chuck away - drives me mad!
  • jwil
    jwil Posts: 22,433 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My OH is the same - I do most of the stuff I know will be controversial when he's at work :D I never touch his stuff, but he likes to comment on what I'm getting rid of otherwise.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    ok, decided I need to re-motivate myself to make some extra pennies. The end of the loan really does seem a reality now.


    So apart from my surveys and swagbucks I have decided to try and make £100 from Ebay this month. I don't have much high value stuff to sell left but lots of clutter and clothes etc that I don't wear. I do find ebay very tedious so will have to break it into chunks.


    Today my task is to list 3 items. I have photographed and listed 2 so far - will hopefully get the other one on in my lunch break.
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    edited 7 June 2014 at 9:46AM
    Well I never did get to list my third item so really need to do that today along with tidying out my cupboard and seeing what else I can list. My two items sold and I have probably made about £21 after postage and fees. I now need to walk to the post office in the rain to post them as I don't have my car back yet lol.

    Its really dark and miserable here - was lovely earlier at the yard and got a few funny looks putting a raincoat on my TB mare who is very nesh in the rain. :) Glad I did now though watching it chucking it down out my window.

    I got another fiver through from SB and have cashed in for another after bonus day paid out my monthly bonus points. I had 9 points to get on a survey site and have been bombed out of survey after survey - have finally just managed to complete one so have asked for another fiver on there. I love fivers :D they very quickly add up. They will hopefully pay out next week and can go towards next weeks payment.

    So hopefully will overpay another £25 today to the loan.

    Best try motivate myself to get something listed - just hope my camera can cope with the poor light.

    Hope everyone has a lovely weekend whatever you are doing. :)
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