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The 'Save 12k in 2014' Thread!

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  • 115K
    115K Posts: 2,678 Forumite
    Part of the Furniture
    Twiggy_34 wrote: »
    I'd be inclined to suggest doing the house up a bit; sprucing the place up might help you make the decision on whether to stay put or not, and if you decide not to stay the sprucing up might help improve the offers you get on your place when you put it up for sale! :)
    And you get the benefit of living in a nice smart house for a year or so!

    Very true.xx:A
    HOUSE MOVE FUND £16,000/ £19,000
    DECLUTTERING 2015 439 ITEMS
    “Don’t let your happiness depend on something you may lose.”
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Spreadsheet updated :)

    115k - I'd agree with the others, do some small decorations so that your house will look better and then it might make your mind up :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #077 popping on to declare £119.28 for August :D Better than last month so I'm happy with that. Hopefully in September I will get a £100 bank switching bonus on top of whatever I save :) Depends how long it takes them to put it in my account though, it might roll over to October instead.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Wilkos
    Wilkos Posts: 44 Forumite
    Afternoon all,

    No. 38 declaring (on time for a change!) an August total of £800. I had to unexpectedly pay out for new brake pads for the car, and a new mattress for the bed.

    At 76% of my total now, only roughly £2,800 to go with 4 months remaining. "And I'm feeling good...."
    No. 47 Save £12k in 2018: £ ( %)
    No. 88 Save £10k in 2017: £10,000 (100%)
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Payday update for August! After a slow start to the year, I'm feeling sooo motivated now that I've passed the £80k mark! Haven't decided what to do to celebrate yet, but I'll treat myself to something :)

    I saved £1,047 in August...

    ...which brings my 2014 (to date) total to £6,970...

    ...and my overall total to £81,097!

    :beer:
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    115K - I agree with the others - you'll get the benefit of redecorating whether you stay or sell :) Let us know what you decide!
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Hi SF :wave:

    It's payday :j

    I have added my total for August. I also updated my total for March because it disagrees with my spreadsheet for some reason - at least it's now more rather than less!

    Janey x
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    tara747 wrote: »
    ...which brings my 2014 (to date) total to £6,970...
    I've got a very different number on the spreadsheet as your total for the year....?
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • lalman
    lalman Posts: 279 Forumite
    This might be a naïve question but what do the colours mean on the spreadsheet? Green, yellow and red?

    I have got a pay increase (WOOHOO) and hopefully a bonus on its way... so hopefully can make up the lost ground and set myself up well for next year (already thinking about 2015 I know!) lol.
    My Goal: From 1st of Jan 2015 to 31st of December 2015 is to save 30000.

    48.78% towards 2015 target.

    105.3% towards 2014 target. :j
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I've got a very different number on the spreadsheet as your total for the year....?

    What number have you got? :rotfl:
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
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